Where should conservative investors invest Rs 10 lakh in a volatile market? Experts weigh in – A volatile ride
Equity- Around 65% allocation in equity. Rs 1.63 lakh in Quant Large Cap, Rs 1.43 lakh in HDFC Flexi Cap Fund, Rs 1.3 lakh in ICICI Prudential Dividend Yield Fund, Rs 1.04 lakh Kotak Mid Cap and Rs 1.1 lakh in Invesco India Small Cap
Arbitrage or Target Maturity Funds – Around 30% allocation in arbitrage funds with Rs 1 lakh each in Aditya Birla Sun Life Arbitrage, Kotak Arbitrage Fund and SBI Arbitrage Fund. Or Around 30% allocation in target maturity funds with Rs 1.2 lakh each in Kotak Nifty SDL April 2032 Top 12 Equal Weight index Fund, Rs 1.2 lakh in Bandhan Crisil IBX 90:10 SDL Plus gilt April 2032 index Fund and Rs 0.6 lakh in HDFC Nifty G-Sec June 2036 Index Fund
Gold – Around 5% allocation in gold – invest Rs 0.5 lakh in UTI Gold ETF.
