How I Earned $8,000 in Interest in Less Than 4 Years (And What I Wish I’d Done Sooner)

The Federal Reserve raised its benchmark interest rate by a quarter percentage point on Wednesday, taking the federal funds target range to 3.75%-4% and raising the costs of taking on debt for consumers. It’s the first rate hike under recently appointed Fed Chair Kevin Warsh and the first since 2023, and it comes as inflation…

Mortgage rates are idling this morning, essentially in the same spot they were yesterday. But while the day-over-day change is minimal, week-over-week is a different story. The average interest rate on a 30-year, fixed-rate mortgage ticked down to 6.73% APR, according to rates provided to NerdWallet by Zillow. This is one basis point lower than…

Mortgage rates didn’t move much today. July’s rates have remained elevated beyond what we saw in June, trending above last month’s average (6.34%) for 19 days straight. The average interest rate on a 30-year, fixed-rate mortgage ticked down to 6.48% APR, according to rates provided to NerdWallet by Zillow. This is one basis point lower…

Toco is one of NerdWallet’s top picks for an extended car warranty. The company offers straightforward plan pricing and easy-to-get online quotes, and we were impressed with their representatives on the phone. Toco’s exclusionary plan pricing was middle-of-the-pack for the higher-mileage car we shopped plans for, and on the high end compared to competitors for…

Each month, NerdWallet suggests one wallet win to help you feel more confident about your money. This month’s topic is utility bills, and we’re going to show you ways to lower your water bill each month. Time required: About two hours in total, which includes calls to your utility’s customer service line and arranging a…

Jae Bratton writes for NerdWallet. Email: jbratton@nerdwallet.com. The article Carnival Cruise Line Overhauls Its Loyalty Program and Credit Card originally appeared on NerdWallet.