ECB amends monetary policy implementation guidelines as part of regular review

Record-high property insurance premiums are pinching debt-to-income ratios and forcing lenders to seek alternative solutions, but, for the first time in years, there is hope for the future. Processing Content The average single-family borrower paid almost 80% more for insurance in the second quarter compared to the start of 2020, according to the Intercontinental Exchange’s…

Increasingly, Santander is leveraging global scale by focusing on and investing in global businesses – including those in retail banking. Latin America has been central to these efforts and it has seen the benefit. It was a pivotal year for Gravity, the bank’s in-house core banking cloud technology enabling post-mainframe migration. Starting with Chile, the…

James:National housing data can tell us where listings, price cuts, and sales are moving, but it can’t tell us what a market is actually feeling like street by street. Right now, the national picture is giving investors mixed signals. Inventory is growing in some metros, buyers have more negotiating powers, and price cuts are common,…

More than a third of landlords have increased their asking rents in the months following the introduction of the Renters’ Rights Act, according to research from estate agent Chestertons. The firm’s latest quarterly report found a 36% annual increase in landlords raising their initial marketing prices, suggesting some property owners are attempting to navigate new…

The Bank of England has decided to hold interest rates at 3.75%, despite persistent high inflation. Inflation rose to 3.1%, while the US Federal Reserve yesterday also raised interest rates for the first time in years. In a divided vote, the Bank of England Monetary Policy Committee (MPC) voted 6-3 to keep the Bank Rate…

Bullets Dodged Thu, Jul 30 2026, 4:14 PM We’ve seen our fair share of bonds punishing the market on occasions where bond traders were forced to worry about a significant change in a fiscal or monetary regime (or the absence of a desired change). Wednesday’s reaction to the Fed ran the risk…