Second Liens Surge as Tappable Home Equity Hits $11.7T
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Wells Fargo HUD probe signals risk for race-based lending
Processing Content Key insight: A federal regulator is using the Fair Housing Act to target a lender’s minority lending initiative. Expert Quote: “Wells Fargo and all of its employees that engaged in race-based decision-making should be ashamed of themselves.” — Scott Turner, Department of Housing and Urban Development Secretary Supporting data: The Trump administration banned…
Branch Embeds On-Demand Pay in Workplace Apps
Workforce financial infrastructure provider Branch now enables companies and platforms to embed its earned wage access into scheduling, shift and other tools used by workforces. These new integrations represent an expansion beyond those the company offers for time and attendance and payroll systems, Branch said in a Tuesday (July 14) press release emailed to PYMNTS….
HSBC and Gen H cut rates – Mortgage Strategy
HSBC is cutting rates on a wide range of residential and buy-to-let products tomorrow, while Gen H has lowered rates on high-loan-to-value products today. Virgin is also trimming some new business deals by up to 10 basis points, while increasing a number of product transfer rates by up to 10bps tomorrow. At HSBC, scores of…
Bank of Canada’s Macklem flags risk of delaying rate hike too long
By Erik Hertzberg (Bloomberg) — Bank of Canada Governor Tiff Macklem said policymakers don’t want to be late to hike interest rates should inflationary pressures prove to be stubborn. In the text of a speech to be delivered in Halifax, Nova Scotia, Macklem said that while officials don’t want to hike borrowing costs if prices…
I’m Having My Third Child at 39. It’s a Different Experience.
I’m having my third child at 39. It’s a different experience from when I was pregnant with my other 2 boys. My 40th birthday is in April, and my third son is due just two months before my milestone age. It’s a fact that came as a bigger surprise to me than anyone else. A…
Govt should retain zero-fee UPI for few more years: NITI Aayog’s former VC | Finance News
NITI Aayog’s former vice-chairman Rajiv Kumar on Monday suggested the government to continue with zero-fee UPI transactions for at least a few more years until the currency-to-GDP ratio shows some tendency to decline, and then review the situation. Kumar told PTI that he is not in favour of charging any fee from merchants for using…
