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If you’re here looking for lower mortgage interest rates, today is definitely not your day. The average interest rate on a 30-year, fixed-rate mortgage jumped to 7.16% APR, according to rates provided to NerdWallet by Zillow. This is 12 basis points higher than yesterday and 14 basis points higher than a week ago. (See our…
Crave nice vacations but can’t stomach the astronomical costs? Boy, can I relate. Even once your boss has approved your PTO… your kids are off school… the dog sitter is available… hotel sticker shock can abruptly derail your whole vacation plan. You’ve found the perfect spot that everyone will enjoy, but the cost of the…
Nerdy takeaways Usage-based insurance is a car insurance program that allows your insurer to track your driving behavior in exchange for a discounted rate. Good drivers may be able to lower their rates by signing up for usage-based car insurance, but other drivers may see their car insurance get more expensive. Most large car insurance…
We’re starting the week with a bit of stability from mortgage rates, which is pretty welcome. That stability is happening just north of 7% though, which is a bit less welcome. The average interest rate on a 30-year, fixed-rate mortgage ticked down to 7.04% APR, according to rates provided to NerdWallet by Zillow. This is…
But, there is an even better way, one where I racked up more than one million points (and I’ve done it more than once) on a big family cruise vacation: airline-branded cruise agencies. These agencies also give you access to a cruise travel advisor, who can help you get better deals or onboard perks like…
If you’re stretching toward a home purchase, anything that shrinks the pile of cash you need at closing looks pretty appealing. Homebuying assistance programs — usually in the form of help with your down payment or closing costs — could mean affording to buy now instead of waiting. Jeffrey Ruben, president of WSFS Home Lending…
Pamela de la Fuente is a managing editor of NerdWallet’s personal finance content. She leads budgeting, money-making, consumer credit and and debt coverage. Ask her and her talented team about why credit scores matter, how to save money on your grocery bill, finding the right side hustle, how to protect your identity for free and…
It’s been a long week, and even mortgage rates are taking a beat today, holding steady with yesterday’s levels. The average interest rate on a 30-year, fixed-rate mortgage remained at 7.05% APR, according to rates provided to NerdWallet by Zillow. This is unchanged from yesterday and four basis points lower than a week ago. (See…
You might assume you’re covered for repairs after a disaster because you have homeowners insurance. Unfortunately, you could be wrong. As extreme weather becomes more frequent and destructive, homeowners across the country are discovering gaps in their insurance policies — after the damage has already been done. Insufficient coverage limits may leave them without enough money…
Yesterday afternoon, the Federal Reserve announced a 25-basis-point increase to the federal funds rate. That didn’t move mortgage rates much, mainly because rates had already jumped in anticipation of the rate hike. The average interest rate on a 30-year, fixed-rate mortgage rose to 7.05% APR, according to rates provided to NerdWallet by Zillow. This is…