Borrow with monthly cash flows in mind: TransUnion CIBIL’s Bhavesh Jain

For investors who use systematic investment plans (SIPs) to build wealth for long-term goals, the key question is not just how much they invest, but how much that money can grow over time. A 10-year investment horizon can allow the power of compounding to play a significant role. Based on 10-year SIP returns, the top…

Getting the right credit card used to mean comparing annual fees, reward rates, and perhaps lounge access. For a growing number of cardholders, it now resembles portfolio management. Which cards should you hold? Which one should pay for groceries, insurance, utilities, or a large purchase? Should reward points be converted into airline miles or hotel…

A Mumbai man who said he earned ₹3,500 a month as an office worker was assessed to a tax liability based on transactions worth nearly ₹1.46 crore that he denied making. The Income Tax Appellate Tribunal (ITAT), Mumbai, has now quashed the reassessment after finding that the Income Tax Department failed to establish valid service…

Less than a year ago, Peyush Bansal’s eyewear company was preparing to go public at a valuation that left investors scratching their heads. At 230x P/E and 10.5x sales, the question was not whether Lenskart had built a successful business, but whether there was anything left on the table for investors after paying such a…

Radhika Gupta believes investors must distinguish valuable possessions from sound financial investments. Something can retain value without becoming a suitable financial asset, according to the managing director and chief executive of Edelweiss Mutual Fund. Radhika Gupta discussed this distinction at the India Today Woman Summit 2026. During her appearance, she distinguished between physical and financial…

Building wealth in your 20s and 30s need not mean extreme frugality. Starting early, investing regularly and directing part of every salary hike towards investments can help balance present-day pleasures with future financial security.