Credit Card Gamification: When Every Purchase Becomes a Gamble

  Introduction: In this article, I’ll explore the impact of a personal loan on your credit score. As one of the essential factors that lenders and financial institutions consider when evaluating your creditworthiness, understanding how personal loans affect your credit score is crucial for responsible financial management. Applying for a personal loan initiates a series…

Gregory Karp writes for NerdWallet. Email: articles@nerdwallet.com. Twitter: @spendingsmart. Sara Rathner writes for NerdWallet. Email: srathner@nerdwallet.com. The article 10 of the Most Overhyped Credit Card Features originally appeared on NerdWallet.

Yes, mortgage interest rates are higher today, but only by a little. The average interest rate on a 30-year, fixed-rate mortgage rose to 6.49% APR, according to rates provided to NerdWallet by Zillow. This is four basis points higher than yesterday and three basis points higher than a week ago. (See our chart below for…

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Flying between the U.S. and Asia can be a commitment. Depending on your route, you’re talking about some of the longest flights in the world. A lie-flat business class seat makes all the difference in whether you arrive at your destination refreshed. Here are five of my favorite business class seats from the U.S. to…

Sixty percent of approved borrowers sought financing for working capital needs, like paying for inventory, overhead or repairs. Approved borrowers reported earning a median annual revenue of $900,000, though it varied by quarter, industry and time in business. The gap between what borrowers requested and what they ultimately received was widest among lower-revenue businesses. But…