US’s best cash management bank 2026: HSBC

In its 2025 strategy. HSBC addressed the practical challenges of running corporate treasury operations. Its work sought to make banking easier to access, integrate into finance workflows and operate reliably. 

Simplifying access began with the bank’s Smart Transact payments onboarding proposition. Through a unified digital application and a dedicated contact, clients can access accounts, payment capabilities and the bank’s digital banking platform HSBCnet. This reduced duplication in setting up services and provided a more straightforward route to connecting with clients’ existing systems. 

The same emphasis on reducing administrative work extended to embedded banking.

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