2027 Tax Brackets and Federal Income Tax Rates
The IRS has released updated tax brackets for 2027, which apply to the taxes we file in 2028. You may notice that the seven tax rates generally stay the same year-to-year — so why do tax brackets get adjusted?
Well, due to inflation, our money might not stretch as far as it did the previous year. To combat that, the IRS adjusts tax brackets so taxpayers can keep a little bit more of their money in a lower tax bracket compared with the previous year.
For example, a single filer could make up to $50,400 in 2026 and pay a top tax rate of 12%. But in 2027, they could make up to $52,025 and still only pay a top tax rate of 12% thanks to these inflation adjustments.
Not sure how to read the tax bracket tables below?
Find your total taxable income in the “tax bracket” column. The corresponding tax rate is the highest rate you’ll pay — it doesn’t apply to all your income; it applies only to the portion that falls within that bracket. The income in the lower brackets is taxed at those lower rates.
For example, let’s say you’re a single filer and you expect to earn $150,000 this year. The top rate you’d pay on a portion of your income is 24%. The rest would be taxed at 10%, 12% and 22%.
2027 single filer tax brackets
|
Tax rate |
Tax bracket |
|---|---|
|
10% |
$0 to $12,800 |
|
12% |
$12,801 to $52,025 |
|
22% |
$52,026 to $109,125 |
|
24% |
$109,126 to $208,325 |
|
32% |
$208,326 to $264,550 |
|
35% |
$264,551 to $661,375 |
|
37% |
$661,376 or more |
Expand to see taxes owed for single filers
|
Tax bracket |
Taxes owed |
|---|---|
|
$0 to $12,800 |
10% of taxable income |
|
$12,801 to $52,025 |
$1,280 plus 12% of the amount over $12,800 |
|
$52,026 to $109,125 |
$5,987 plus 22% of the amount over $52,025 |
|
$109,126 to $208,325 |
$18,549 plus 24% of the amount over $109,125 |
|
$208,326 to $264,550 |
$42,357 plus 32% of the amount over $208,325 |
|
$264,551 to $661,375 |
$60,349 plus 35% of the amount over $264,550 |
|
$661,376 or more |
$199,237.75 plus 37% of the amount over $661,375 |
2027 married filing jointly tax brackets
|
Tax rate |
Tax bracket |
|---|---|
|
10% |
$0 to $25,600 |
|
12% |
$25,601 to $104,050 |
|
22% |
$104,051 to $218,250 |
|
24% |
$218,251 to $416,650 |
|
32% |
$416,651 to $529,100 |
|
35% |
$529,101 to $793,650 |
|
37% |
$793,651 or more |
Expand to see taxes owed for married couples filing jointly
|
Tax bracket |
Taxes owed |
|---|---|
|
$0 to $25,600 |
10% of taxable income |
|
$25,601 to $104,050 |
$2,560 plus 12% of the amount over $25,600 |
|
$104,051 to $218,250 |
$11,974 plus 22% of the amount over $104,050 |
|
$218,251 to $416,650 |
$37,098 plus 24% of the amount over $218,250 |
|
$416,651 to $529,100 |
$84,714 plus 32% of the amount over $416,650 |
|
$529,101 to $793,650 |
$120,698 plus 35% of the amount over $529,100 |
|
$793,651 or more |
$213,290.50 plus 37% of the amount over $793,650 |
2027 head of household tax brackets
|
Tax rate |
Tax bracket |
|---|---|
|
10% |
$0 to $18,250 |
|
12% |
$18,251 to $69,650 |
|
22% |
$69,651 to $109,100 |
|
24% |
$109,101 to $208,300 |
|
32% |
$208,301 to $264,550 |
|
35% |
$264,551 to $661,350 |
|
37% |
$661,351 or more |
Expand to see taxes owed for heads of household
|
Tax bracket |
Taxes owed |
|---|---|
|
$0 to $18,250 |
10% of taxable income |
|
$18,251 to $69,650 |
$1,825 plus 12% of the amount over $18,250 |
|
$69,651 to $109,100 |
$7,993 plus 22% of the amount over $69,650 |
|
$109,101 to $208,300 |
$16,672 plus 24% of the amount over $109,100 |
|
$208,301 to $264,550 |
$40,480 plus 32% of the amount over $208,300 |
|
$264,551 to $661,350 |
$58,480 plus 35% of the amount over $264,550 |
|
$661,351 or more |
$197,360 plus 37% of the amount over $661,350 |
2027 married filing separately tax brackets
|
Tax rate |
Tax bracket |
|---|---|
|
10% |
$0 to $12,800 |
|
12% |
$12,801 to $52,025 |
|
22% |
$52,026 to $109,125 |
|
24% |
$109,126 to $208,325 |
|
32% |
$208,326 to $264,550 |
|
35% |
$264,551 to $396,825 |
|
37% |
$396,826 or more |
Expand to see taxes owed for married couples filing separately
|
Tax bracket |
Taxes owed |
|---|---|
|
$0 to $12,800 |
10% of taxable income |
|
$12,801 to $52,025 |
$1,280 plus 12% of the amount over $12,800 |
|
$52,026 to $109,125 |
$5,987 plus 22% of the amount over $52,025 |
|
$109,126 to $208,325 |
$18,549 plus 24% of the amount over $109,125 |
|
$208,326 to $264,550 |
$42,357 plus 32% of the amount over $208,325 |
|
$264,551 to $396,825 |
$60,349 plus 35% of the amount over $264,550 |
|
$396,826 or more |
$106,645.25 plus 37% of the amount over $396,825 |
