Need an air ambulance? Your health policy may not cover the full cost
IFFCO-TOKIO General Insurance, for instance, requires prior intimation and approval. “As part of our emergency assistance service, we arrange air ambulance service through a vendor. In that sense, it is covered as cashless. If the family arranges it independently without informing us, we do not accept reimbursement claims,” said Gurmeet Singh, vice president & head of health underwriting, IFFCO-TOKIO General Insurance Company.