NCERT brings personal finance to Class 9, but can one chapter build money habits?
NCERT has introduced economic concepts in earlier classes, too. In 2024, its Class 6 Social Science textbook included a theme called Economic Life Around Us, covering needs and wants, work, occupations, markets and exchange. Class 7 extended this theme with chapters on Banks and Magic of Finance, introducing money, banking, savings, borrowing and digital payments, including UPI.