NPS Swasthya top-up benefit explained: How much cover do you get under Aditya Birla Health Insurance plan?

Aditya Birla Health Insurance (ABHI) has become the first insurer to launch NPS Swasthya in partnership with the Pension Fund Regulatory and Development Authority (PFRDA), the company said.

Here’s a look at the Top-Up Benefit under ABHI’s Group Activ Health plan for NPS Swasthya account holders.

Last month, PFRDA Chairman Sivasubramanian Ramann told reporters the pension authority would likely to launch its new health-focused pension product in October.

What are the eligibility criteria?

According to the document, the company defines plans for one adult, two adults, one adult and child, one adult and two children, two adults and one child, two adults and children, where the NPS Swasthya Account Holder (subscriber), spouse and up to two children are covered.

As per the company, the beneficiary has to be between 91 days (around three months) to 70 years of age, with renewbility up to lifetime. Further, subscriber and spouse age entry is between 18-70 years.

For children, it covers a maximum of two financially dependent natural / legally adopted children between the ages of 91 days to 25 years.

The policy is valid for Indian citizens and applicable only for lives who are associated with NPS Swasthya (account holders), with exclusions and rest conditions as per ABHI Group Activ Health policy wordings.

ABHI Group’s Activ Health plan Top-Up Benefit for NPS Swasthya: Details

Here’s a look at what the Aditya Birla Health Insurance policy for NPS Swasthya account holders covers:

• Doctor Consultations: 5 GP tele-consultations during the policy year.
• Wellness Content Library: Access to health articles, wellness videos, podcasts and expert-guided health content.
• Wellness Saver Card: Access exclusive savings including up to 60% off on pharmacy and nutraceutical products, 20% off on diagnostic tests and health check-ups, 15% off on medicines, 60% off on smart wearables, 25% off on fitness subscriptions, 10% off on home healthcare services, complimentary eye check-ups & discounts on dental treatments & chronic care programs.

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