RBI MPC Meeting Live Updates: Rate Hike on Cards? Governor Sanjay Malhotra’s Big Policy Decision Today
Oct 07, 2026, 3:46 pm IST
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And that’s a wrap on our RBI MPC Live Coverage. Thank you for staying with us and following all the announcements and policy updates. For more national, international, business and finance news, keep a tab on Goodreturns.
Oct 07, 2026, 3:42 pm IST
RBI MPC Reaction By Sarvjit Samra, MD & CEO, Capital Small Finance Bank
“The Reserve Bank of India’s decision to raise the policy repo rate by 25 basis points to 5.50%, while simultaneously shifting the monetary policy stance to ‘calibrated tightening’, marks an important inflection point in India’s monetary policy journey. The era of automatic rate cuts is, for the moment, behind us. However, calibrated tightening should not be interpreted as a commitment to a prolonged or aggressive rate-hiking cycle. The policy framework is becoming more data-dependent and risk-sensitive.”
Oct 07, 2026, 3:41 pm IST
RBI MPC Reaction By Kapil Makhija, Founder and COO, MinEMI.in
“The hike was on expected lines, but the message matters more than the move. This is the first rate increase since February 2023, the stance has shifted to calibrated tightening, and the Governor has said rate cuts are off the table. Borrowers should plan for a rising cycle, not a one-time step. On a one crore home loan over 20 years, this hike alone adds roughly 1,500 rupees a month, about 18,000 a year. Repo-linked borrowers will see it at their next reset, MCLR borrowers with a lag.”
Oct 07, 2026, 3:38 pm IST
RBI MPC Reaction By Vishnu R Dusad, Co-founder & Managing Director at Nucleus Software
“The RBI’s move to enable interoperability across Account Aggregators is an important step in India’s evolution towards consent-led, data-driven lending. The real opportunity, however, goes beyond making financial data more portable, it is about turning that data into better credit intelligence. As lenders gain access to richer, consented financial signals, the next competitive advantage will lie in how intelligently and responsibly they use them to assess risk, personalise credit, and serve segments that have traditionally been underserved.”
Oct 07, 2026, 3:37 pm IST
RBI MPC Reaction By Akshay Mehrotra, MD & Group CEO, Fibe
“The announcement of interoperability of Account Aggregators can make digital lending faster and more seamless by enabling lenders to access a broader view of a customer’s financial behaviour, with their consent. This can help lenders make more informed credit decisions while reducing documentation and improving the overall borrowing experience”.
Oct 07, 2026, 3:36 pm IST
RBI MPC Reaction By Debopam Chaudhuri, Chief Economist, Piramal Group
“The 25 bps move and change in stance signals that the RBI is placing greater weight on safeguarding against a potential resurgence in inflation, particularly imported inflation, while seeking to contain pressure on the INR. With the rupee continuing to depreciate despite sizeable FCNR(B) inflows, the RBI appears to be positioning policy pre-emptively to preserve currency and inflation stability. While the 25 bps hike was in line with money-market consensus, it could create a speed bump for large-ticket discretionary spending, particularly during the festive season.”
Oct 07, 2026, 3:35 pm IST
RBI MPC Reaction By Ajay Kumar Srivastava, Managing Director & CEO, Indian Overseas Bank
“The RBI’s decision to raise the repo rate by 25 basis points to 5.50% is a measured and pre-emptive step. With CPI inflation projected at 5.2% for FY27 and supply-side pressures from energy prices, a deficient monsoon and El Niño conditions persisting, the MPC has acted to contain the risk of price pressures becoming more broad-based. Higher rates will naturally have implications for borrowers, particularly home loan customers, and small businesses. Banks will need to balance the transmission of higher rates while continuing to support productive credit demand.”
Oct 07, 2026, 3:34 pm IST
RBI MPC Reaction By Vikas Garg, Head Fixed Income, Invesco Mutual Fund
“The policy was more hawkish than expected because of the stance change. Given that average inflation is expected to be ~5.8% over the next three quarters, it could force another 2-3 rate hikes over a period. Nonetheless, the rate trajectory will depend heavily on crude oil prices, which could shift the policy path in either direction. The market had largely priced in this hike, but yields are marginally up on the stance change. While volatility may remain high, led by global factors, absolute yields on corporate bonds look fairly priced from a risk-reward perspective.”
Oct 07, 2026, 3:32 pm IST
RBI MPC Reaction By Dinesh Ahuja, Head – Fixed Income, ASK Mutual Fund.
“With this hike, the MPC has started the normalisation process, joining other major central banks including the US, Europe, Brazil, Japan, Australia, Indonesia and South Africa. Considerable below-normal rainfall impacting food prices and heightened geopolitical risk, adding pressure on inflation through energy prices, have led to revising inflation higher, with relatively hawkish commentary. While ruling out any rate reductions, the pace of rate hikes would depend on evolving growth-inflation dynamics.”
Oct 07, 2026, 3:30 pm IST
RBI MPC Reaction By R Baskar Babu, MD & CEO, Suryoday Small Finance Bank
“The RBI’s decision to raise the repo rate by 25 bps to 5.50% reflects a measured approach to addressing emerging inflationary pressures while keeping the growth outlook in focus. For Small Finance Banks, the changing rate environment calls for a balanced approach to credit growth, deposit mobilisation and funding costs. While higher rates may increase pressure on borrowing and deposit costs, resilient domestic demand continues to provide opportunities to deepen credit penetration across retail, microfinance and MSME segments.”
Oct 07, 2026, 3:28 pm IST
RBI MPC Reaction By Pralay Mondal, MD & CEO, CSB Bank,
“The Repo rate hike is a prudent step in an uncertain global scenario. The underlying stress in inflation for the next few quarters warranted some steps in time to prevent further escalation. A rate hike would not be effective without calibrating the operative rate to repo rate. However, RBI is expected to maintain adequate liquidity for smooth functioning of the money markets.”
Oct 07, 2026, 3:23 pm IST
RBI MPC Reaction By Jason Samuel, MD, House of Swamiraj
“The festive season usually brings more buyers into the housing market, so the increase in the repo rate is something the industry will be observing closely. A higher repo rate can translate into increased borrowing costs and, over time, put some pressure on home loan EMIs and affordability, particularly for price-sensitive buyers.Festive demand should remain reasonably steady, although buyers may take a little more time to finalise their finances before making a decision.”
Oct 07, 2026, 3:22 pm IST
RBI MPC Reaction By Lakshmanan V – Group President & Head – Treasury (Treasurer), Federal Bank
“The MPC outcome on the rate hike was in line with market expectations. Though most people did not expect the stance change, the markets had built in a clear hawkish tone in the price and thus the MPC outcome did not see any substantial move in the markets. On the liquidity measures too RBI left enough room for them to act basis the need.”
Oct 07, 2026, 3:21 pm IST
RBI MPC Reaction By Adhil Shetty, CEO, BankBazaar
“The rise is one-fifth of the 125 basis points of cuts delivered earlier, so much of that relief on EMIs stays in place. On a ₹40 lakh home loan, the EMI could go up by about ₹654 a month once the change is passed on, adding roughly ₹1.96 lakh in interest over the tenure. Savers may see higher deposit rates over time, with new deposits repricing first. For investors, the stance and the pace of further steps are the signals to watch. A useful first step for households is to check how their own loan and deposits will be affected.”
Oct 07, 2026, 3:20 pm IST
RBI MPC Reaction By Vijay Raundal, Managing Director, Teerth Realties
“As far as commercial real estate is concerned, the transmission of increase in repo rate will have varied impact on office space, warehousing and retail segment, with demand being driven by business cycles and return to office trends. With increased borrowing cost, cap rates for commercial real estate may also see increase, with impact being more visible on REITs and institutional investors.”
Oct 07, 2026, 3:20 pm IST
RBI MPC Reaction By Hardik Shah, Director, Shyam Group -Dholera SIR
“Developer financing will also be impacted on account of higher cost of funding which will have a bearing on project pricing. With 25 basis point increase, the existing project launches will see higher EMI burden on account of higher interest outgo, while approvals for new launches will also be taken with caution. It will be interesting to see how the market responds to this rate hike, with subventions, benefits and flexible payment options being on offer during the festive quarter.”
Oct 07, 2026, 3:20 pm IST
RBI MPC Reaction By Keshav Mangla-GM-Business Development -Forteasia Realty
“Conversion will slow down during the festive quarter, with luxury housing being an exception. The larger issue is that the rate hikes have sent a signal that the borrowing cost may remain higher for longer, with ready-to-move inventory likely to benefit over launches as buyers tend to be wary of taking on additional liability. Unless there is a spike in demand, new project launches may have to wait.”
Oct 07, 2026, 3:20 pm IST
RBI MPC Reaction By Nikhil Mawale, Co-Founder & CEO, PropertyDrone Realty
“The increase in fixed deposit rates will also have an impact on capital allocation with real estate having to compete with safer investment options on the table. End users considering fixed deposit versus real estate must factor in the illiquidity of the latter and associated maintenance cost. A 25 basis point increase in repo rate will lead to reallocation of savings by conservative investors away from second home purchases and land banking.”
Oct 07, 2026, 3:17 pm IST
RBI MPC Reaction By Vijay Kuppa, CEO, InCred Money.
“While today’s rate hike was largely anticipated, current market valuations continue to present a buying opportunity to investors in a staggered manner.
The next few months will be particularly important because the direction of crude prices, inflation and the rupee will determine whether today’s move is a one-off adjustment or the beginning of a broader normalisation of monetary policy.”
Oct 07, 2026, 3:13 pm IST
RBI MPC Reaction By Vineet Agrawal, Co-Founder of Jiraaf
“For bond investors, the approach should be to stagger investments across maturities and issuers, keeping credit quality a priority. This helps investors lock in current yields while retaining flexibility to invest more if rates rise further. Borrowers with floating-rate loans should check when their rates reset and prepare for higher EMIs or longer repayment periods. Those with surplus cash can consider partial prepayments to reduce interest costs, without dipping into their emergency savings.”
Oct 07, 2026, 3:10 pm IST
RBI MPC Reaction By Amit Goenka, Chairman & MD of Nisus Finance
“The RBI’s 25-basis-point repo rate hike to 5.50% reflects a measured response to rising inflationary pressures while growth remains resilient. With GDP growth at 7.8% in Q1 and the FY27 growth outlook remaining strong, the economy has some room to absorb a moderate increase in borrowing costs. For real estate and urban infrastructure, the key consideration will now be the quality and efficiency of capital deployment. As the cost of money rises, investors are likely to place greater emphasis on projects with visible cash flows, healthy leverage, strong occupancy and clear demand visibility.”
Oct 07, 2026, 3:10 pm IST
RBI MPC Reaction By Ajitabh Bharti, Executive Director and Co-founder, CapitalXB
“I believe the RBI has struck a fine balance between containing inflation and supporting growth. With nearly half of the inflation basket rising 4% or more, and risks of inflation breaching the 6% tolerance band in the December quarter due to elevated crude prices and a patchy monsoon, pre-emptive tightening was prudent. Yet, with the economy expanding close to 8% in Q1 FY27, the central bank judged that growth could absorb modest tightening without derailing momentum.”
Oct 07, 2026, 3:08 pm IST
RBI MPC Reaction By Rohit Garg, CEO and Co Founder at Olyv
The RBI’s decision to raise the repo rate by 25 basis points to 5.50% and move its policy stance to ‘calibrated tightening’ reflects a measured response to evolving inflationary pressures and global uncertainties. At the same time, the move signals the importance of maintaining macroeconomic stability while protecting the momentum of India’s growth story.”
Oct 07, 2026, 3:07 pm IST
RBI MPC Reaction By Mr Sumit Gupta , Co-Founder at CoinDCX
“The RBI’s decision to raise the repo rate by 25 basis points to 5.50% and adopt a calibrated tightening stance reflects the need to balance inflation management with the broader growth outlook. While tighter financial conditions may encourage greater selectivity across asset classes, they also reinforce the importance of building a mature and well-informed investment ecosystem.”
Oct 07, 2026, 3:06 pm IST
RBI MPC Reaction By Anurag Mathur, Chief Executive Officer, Savills India
“The RBI’s decision to raise the repo rate by 25 bps to 5.50% and shift its stance to calibrated tightening is mostly along the expected lines, given heightened global uncertainty, crude price shocks and other economic concerns such as food prices. While higher borrowing costs may pose some near-term challenges, India’s resilient domestic demand, strong economic fundamentals and sustained investment activity should continue to support business confidence.”
Oct 07, 2026, 3:05 pm IST
RBI MPC Reaction By Rishabh Periwal, Sr. Vice President, Pioneer Urban Land and Infrastructure Ltd .
“The 25 bps repo rate hike is a calibrated move, and we expect its impact on real estate to remain contained. In gurugram, the luxury residential segment continues to see strong demand from affluent buyers and senior professionals who prioritise space, design, and lifestyle over marginal changes in EMIs. The commercial segment stands equally resilient, with growing demand from GCCs and a steady appetite for premium workspaces along key corridors.”
Oct 07, 2026, 3:04 pm IST
RBI MPC Reaction By Rajan Yadav, Director, Roots Developers
“Given the uncertain global economic environment, the RBI’s October policy announcement has increased the repo rate by 25 bps, to 5.50%. The rate hike will unlikely derail real estate demand, particularly in Gurugram, where growth is backed by strong infrastructure, corporate presence, and end-user confidence.”
Oct 07, 2026, 3:04 pm IST
RBI MPC Reaction By Manik Malik, CEO & President, BPTP
“The RBI’s decision reflects the strength and resilience of the Indian economy, which provides policymakers the room to act decisively on emerging inflationary pressures. For real estate, the larger opportunity remains firmly intact rising incomes, rapid urbanisation, infrastructure creation and the growing aspiration for home ownership continue to drive long-term demand.
Oct 07, 2026, 3:04 pm IST
RBI MPC Reaction By Yashank Wason, Managing Director, Royal Green Realty
“The real estate industry is expected to be somewhat impacted by the RBI’s 25 basis point increase in repo rates, which raised the policy rate to 5.50%. For homebuyers with floating-rate loans, rising borrowing costs might slightly raise EMIs, but for those with steady incomes and lengthy investment horizons, the effect should be tolerable. Depending on the current lending rate, a 25 basis point rise on a ₹50 lakh, 20-year home loan could result in a slight increase in EMI. Given India’s robust underlying housing demand, urbanization, and 7.8% GDP growth in the first quarter of FY27, we think the industry is still robust and fundamentally sound.
Oct 07, 2026, 3:04 pm IST
RBI MPC Reaction By Varun Garg, Director, Karyan Group
“The 25 bps repo rate hike is a measured step, and we expect its impact on residential real estate to be limited. Markets like Noida and Ghaziabad are emerging as strong growth corridors, with improving metro connectivity, expressway access, and better social infrastructure drawing both end-users and investors. Homebuyers are choosing these markets for their affordability, larger homes and long-term appreciation potential, and a marginal rise in EMIs is unlikely to change the intent.”
Oct 07, 2026, 2:36 pm IST
RBI MPC Reaction By Yash Miglani, Managing Director, Migsun Group,
“The move by the RBI to increase the repo rate by 25 basis points to 5.50% comes at a time when the real estate sector is seeing stable demand. Although the rate hike is expected to affect borrowing costs slightly, we feel that genuine buyers would continue to buy, especially in those markets where there is a lot of employment opportunities and infrastructural development.”
Oct 07, 2026, 2:35 pm IST
RBI MPC Reaction By Amogh Bansal, MD, MUREC
“The RBI’s decision to raise the repo rate by 25 basis points to 5.50% comes at a time when the residential market continues to see steady interest from homebuyers. While borrowing costs are an important part of a home purchase decision, buyers today are also looking closely at connectivity, infrastructure, quality of development and the long-term potential of a location. From a developer’s perspective, the focus remains on understanding these evolving requirements and bringing the right supply to the market.”
Oct 07, 2026, 2:35 pm IST
RBI MPC Reaction By Karan Khanna, Founder, Apex Acreages Pvt Ltd,
“The RBI’s 25-basis-point increase in the repo rate, from 5.25% to 5.50%, is a measured move and its impact on housing will depend on how lending rates translate for individual borrowers. The residential market has shown healthy momentum, and we expect buyers to continue evaluating homes based on a combination of affordability, location and long-term value.”
Oct 07, 2026, 2:30 pm IST
RBI MPC Reaction By Akhil Saraf, Founder & CEO, Reloy
“With global bond markets under severe pressure, India’s relative stability and a measured repo rate hike are reassuring. For real estate, this is constructive. While borrowing costs may rise marginally, greater macro stability reduces uncertainty and gives homebuyers more confidence to make long-term purchase decisions.”
Oct 07, 2026, 2:30 pm IST
RBI MPC Reaction By Piyush Bothra, Co-founder & CFO, Square Yards
‘The 25-basis-point repo rate hike is a calibrated and prudent step by the RBI, particularly in the current inflationary environment. While higher borrowing costs may create some near-term pressure on home-loan affordability, the move also reinforces macroeconomic stability, a critical factor for the long-term health of the sector.”
Oct 07, 2026, 2:29 pm IST
RBI MPC Reaction By Shrinivas Rao, FRICS, CEO, Vestian
“The RBI’s 25-basis-point repo rate hike and a shift in stance from neutral to calibrated tightening signals a more restrictive monetary policy, reducing the likelihood of rate cuts in the near term. Higher mortgage rates could increase borrowing costs for homebuyers and raise the cost of capital for real estate developers. Developers may need to reassess their financing strategies and strengthen balance sheets to manage potential margin pressures and dampened demand, particularly if further rate hikes follow.”
Oct 07, 2026, 2:29 pm IST
RBI MPC Reaction By Vimal Nadar, National Director & Head of Research, Colliers India
“RBI has increased the repo rate upwards by 25 bps to 5.50%, while simultaneously changing the stance from “neutral” to “calibrated tightening”. This signals strict vigilance against inflationary pressures stemming from external volatilities and elevated crude prices. The Central Bank also noted that global headwinds could potentially become stronger, given recent reescalation in the West-Asia crisis and cautioned against the likelihood of deceleration in economic growth across countries.”
Oct 07, 2026, 11:30 am IST
RBI MPC Reaction By Abhay Mishra, President & CEO, Jindal Realty
“Rates go up and down, and this sector has seen it all before. A 5.50% repo rate may mean slightly higher borrowing costs for a while, but buyers who need a home will still buy one. What matters most to them is whether the developer delivers what was promised. We’ll keep our focus on build quality and keeping to our timelines. We’re also working with banks to help customers find loan options that suit them, so the rate doesn’t get in the way of a good home.”
Oct 07, 2026, 11:27 am IST
RBI MPC Reaction By Rajan Luthra, CFO, ACE – Action Construction Equipment Ltd.
“For the construction equipment sector, higher financing costs may impact investment decisions in the near term. However, sustained government capex and infrastructure activity across roads, railways and urban development should continue to support demand and sector growth.”
Oct 07, 2026, 11:26 am IST
RBI MPC Reaction By Yashank Wason, Managing Director, Royal Green Realty
“The real estate industry is expected to be somewhat impacted by the RBI’s 25 basis point increase in repo rates, which raised the policy rate to 5.50%. For homebuyers with floating-rate loans, rising borrowing costs might slightly raise EMIs, but for those with steady incomes and lengthy investment horizons, the effect should be tolerable. Depending on the current lending rate, a 25 basis point rise on a Rs. 50 lakh, 20-year home loan could result in a slight increase in EMI.”
Oct 07, 2026, 11:25 am IST
RBI MPC Reaction By Rohit Arora, CEO & Co-founder, Biz2Credit and Biz2X
“The hike wasn’t a surprise, and I don’t think it’s a sign of weakness in India’s economy. It’s RBI responding to an energy shock that’s now in its eighth month. When oil prices drive inflation, the central bank can’t just look away, and a 25 bps move is a measured response. For borrowers, the impact is real but not dramatic. Anyone on a repo-linked floating-rate loan will see the increase come through and businesses relying on working-capital credit will feel it first. But a quarter-point is not going to stop people from borrowing. Credit demand in India is strong, and that’s not changing because of one move.”
Oct 07, 2026, 11:00 am IST
RBI MPC Reaction By Puja Abhishek Singh, CEO, Manipal Fintech:
“The 25 bps hike was widely anticipated and reflects the RBI’s focus on maintaining price stability amid global economic uncertainties. For lenders, including fintechs and NBFCs, the immediate impact will be a modest rise in the cost of funds. Borrowers with repo-linked loans may see changes in their EMIs or loan tenures, while deposit rates could also rise as banks adjust to the new rate environment. The focus for lenders will be on managing costs while keeping lending rates competitive and ensuring that consumers and small businesses continue to have access to credit.”
Oct 07, 2026, 10:48 am IST
RBI MPC Meeting Live Update: RBI To Bring Bank Deposits Into Consolidated Account Statements
Guv Said “We are allowing interoperability amongst these NBFC Account Aggregators, which will enable aggregation of financial information for various users across all Account Aggregators by onboarding only one Account Aggregator.”
“We are also facilitating SEBI-regulated depositories to include information related to deposit accounts in their CAS. Therefore, people should now, going forward, get their consolidated statements not only related to securities, equity and debt, but also deposit accounts held with banks. These measures will be implemented by the end of this year.”
Oct 07, 2026, 10:41 am IST
RBI MPC Meeting Live Update: Guv Says “we shall strive for price as well as financial stability”
Sanjay Malhotra said “The West Asia conflict, trade-related uncertainties, elevated bond yields, and risks of unwieldy correction in valuation of AI stocks are keeping global economic sentiments edgy, with the risk of sentiments on EMEs. While these factors are weighing on the domestic growth inflation outlook adversely, despite these, the inherent resilience and strength of the Indian economy are helping it navigate through these challenging times.”
Oct 07, 2026, 10:21 am IST
RBI MPC Meeting Live Update: Inflation Seen At 5.8% Over Next 3 Quarters
The RBI expects CPI inflation to average 5.8% over the next three quarters, including the current quarter. The central bank has also raised its FY27 core inflation forecast to 4.4%, from the earlier estimate of 4.3%.
Oct 07, 2026, 10:16 am IST
RBI MPC Meeting Live Update: GDP Forecast at 7.1%
Guv Malhotra said, “Real GDP growth for this year is projected at 7.1 percent, with Q2 at 7.2 percent, Q3 at 6.9%, and Q4 at 6.8 percent. The upward revision in growth forecast by 40 basis points further underscores the strength of economic activity, despite the significant headwinds mentioned earlier. Real GDP growth for Q1 next year is projected at 7.1 percent.”
Oct 07, 2026, 10:14 am IST
RBI MPC Meeting Live Update: No Rate Cut Soon
Guv Malhotra Says “ Given the current conditions, rate cuts are off the table in the near term, and policy action ahead can only be a rate hike or a pause, depending on the evolving conditions and the outlook.”
Oct 07, 2026, 10:11 am IST
RBI MPC Meeting Live Update: New Policy Rates
Governor Sanjay Malhotra said, “After a detailed assessment of the evolving macroeconomic and financial conditions, developments, and the outlook, the MPC voted unanimously to increase the policy repo rate under the LAF by 25 basis points to 5.5%. Consequently, the STF rate stands adjusted at 5.25% and the marginal standing facility rate and the bank rate to 5.75%”
Oct 07, 2026, 10:08 am IST
RBI MPC Meeting Live Update: RBI Announces A Change In Stance
Governor Sanjay Malhotra said, “The MPC also decided to change the stance to calibrated tightening by a majority of 4-2,”
Oct 07, 2026, 10:06 am IST
RBI hikes repo rate by 25 bps
The Reserve Bank of India (RBI) has hiked the repo rate by 25 basis points, with the Monetary Policy Committee (MPC) unanimously voting in favour of the increase.
Oct 07, 2026, 10:02 am IST
RBI MPC Meeting Live Updates
Rupee Vs Dollar
Oct 07, 2026, 10:01 am IST
Watch RBI Live Stream Here
Tomorrow, October 07, 2026, watch the live stream of the Monetary Policy Statement and the Post-Monetary Policy Press Conference.
Tune in through the links below:
Monetary Policy Statement at 10:00 am: https://t.co/mNAG1NtWrK
Post-Monetary Policy Press Conference at 12:00 noon: https://t.co/hHTBUA8EWi
#RBI #RBIMonetaryPolicy #RBIPressConference #StreamLive
— ReserveBankOfIndia (@RBI) October 6, 2026
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Oct 07, 2026, 10:00 am IST
RBI MPC Meeting Live Updates
Nifty and Sensex Live Updates
Oct 07, 2026, 9:58 am IST
RBI MPC Meeting Expectations By Siddharth Maurya, Managing Director of Vibhavangal Anukulkara Pvt Ltd
“Borrowers and savers should brace for two opposing forces if RBI increases the repo rate by 25 basis points to 5.50%. Floating rate home loan and car loan EMIs may go up or tenure may get extended, so it is a good time to do a stress test on the budgets for higher outflow. Those with surplus cash may want to consider a partial prepayment of their loans as the rates may reset soon.”
Oct 07, 2026, 9:58 am IST
RBI MPC Meeting Expectations By Hardik Shah, Director, Shyam Group -Dholera SIR
“For real estate investors, a repo rate hike to 5.50% changes the dynamics of relative value between property and fixed income assets. Higher borrowing costs could lower capital values in rate sensitive segments, while commercial real estate and REITs could see higher financing costs but stable income visibility with long-dated leases.”
Oct 07, 2026, 9:58 am IST
RBI MPC Meeting Expectations By Shiv Garg, Director, Forteasia Realty Pvt. Ltd.
A 25 bps rise in repo rate to 5.50% will have a negative impact on the residential market. The quarter between Navratri and Diwali is crucial for sales, and even a small increase in floating rate of home loans can affect the purchasing decision. While the EMI outflow for first-time buyers may not be a concern, but with property prices high and global uncertainties looming large, a possible postponement of purchase decisions is expected.
Oct 07, 2026, 9:58 am IST
RBI MPC Meeting Expectations By Vijay Raundal, Managing Director, Teerth Realties
“With a hike in the repo rate to 5.5%, increase in cost for construction finance and working capital is expected. Even a hike of 25 bps will increase the interest outflow for developers with floating rate debt on their balance sheets. With rising input costs, developer margins are under pressure.”
Oct 07, 2026, 9:51 am IST
Sensex, Nifty in the Red as Dalal Street Waits for RBI’s Rate Call
The Nifty 50 opened at 22,690.45, down 85.65 points or 0.38%, while the Sensex opened at 72,965.38, lower by 102.43 points or 0.14%. By 9:24 AM, the Sensex was down 456 points, or 0.62%, at 72,611, and the Nifty 50 was at 22,612, down 164 points, or 0.72%. The market is in a cautious mood ahead of the 10 AM repo rate announcement. Among sectoral indices on the NSE, only Nifty Media opened in the green, gaining 0.66%.
Oct 07, 2026, 7:57 am IST
Sensex, Nifty Set for Muted Open as Gift Nifty Slips Ahead of RBI Policy
Dalal Street may have a subdued start today as the RBI announces its policy decision. Weak signals from global markets are impacting Gift Nifty which is pointing to a lower opening for the Sensex and Nifty 50 today. At around 7:50 AM IIt was trading around 22,687, roughly 112 points or 0.49% below the previous close of Nifty futures, which hints that the benchmarks may open in the red.
Oct 07, 2026, 7:53 am IST
Rate Hike May Be a Chance to Lock In FD and Bond Rates
“With inflation moving higher in recent months and pressures becoming more broad-based, the October MPC meeting will be closely watched. A 25 bps point increase in the repo rate is increasingly being expected, which would take the rate from 5.25% to 5.50%. For investors, a potential rate hike could create an opportunity to lock in relatively attractive rates across fixed income products such as FDs and bonds. However, investment decisions should not be driven only by expectations around the next rate move. ” said Saurabh Jain, Co-founder & CEO, Stable Money.
Oct 07, 2026, 7:49 am IST
Five Things to Watch in Today’s RBI Policy
First, whether the repo rate stays at 5.25% or moves in either direction. Second, whether the vote is unanimous or split. Third, any change in the neutral stance. Fourth, the revised inflation path for Q3 and Q4, since that decides the outlook for December. Fifth, any liquidity or regulatory announcements in the Statement on Developmental and Regulatory Policies.
Oct 07, 2026, 6:53 am IST
What Are The Current Policy Rates?
As of the last update from RBI, the repo rate stands at 5.25%, the SDF rate at 5.00%, and the MSF rate and Bank Rate at 5.50%. These rates are the result of a 125 bps cumulative easing cycle that began in February 2025, after which the RBI went into a pause mode
Oct 07, 2026, 6:50 am IST
RBI’s August Policy Recap
The RBI’s Monetary Policy Committee voted unanimously in August to keep the repo rate unchanged at 5.25% and stayed with its neutral stance. It was the fourth straight review where the central bank chose to hold. Governor Sanjay Malhotra said the committee wanted more clarity on the inflation outlook before making a move.
Oct 07, 2026, 6:43 am IST
RBI MPC Meeting Live Updates: Countdown to RBI’s Big Rate Call Begins
Good morning, everyone, and welcome to GoodReturns’ live coverage of the RBI Monetary Policy Committee’s October decision. Governor Sanjay Malhotra will announce the outcome at 10 AM, and we will find out whether the RBI will raise the repo rate or keep it unchanged at 5.25%. Stay with us for every update on the rate decision, stance, GDP and inflation forecasts, and much more
