Should I Switch to a New Bank Just to Earn a Bonus?

Parenting is a full-time job. Parents who are also employed full-time may find the two jobs to be too much. Nearly two in five (39%) parents of school-aged and college-aged kids say it’s likely they or a partner will need to change work schedules due to parental responsibilities in the next five years, according to…

Nerdy takeaways Usage-based insurance is a car insurance program that allows your insurer to track your driving behavior in exchange for a discounted rate. Good drivers may be able to lower their rates by signing up for usage-based car insurance, but other drivers may see their car insurance get more expensive. Most large car insurance…

The labor market isn’t on the brink of collapse, but it’s not exactly flourishing with possibility either. Hiring has slowed throughout the market, but layoffs are still remaining low. We’re well past the Great Resignation and workers aren’t budging from their jobs. It’s the kind of “low-hire, low-fire” environment that makes it harder to find…

Indulge me for a moment in memories of 2007. It was a time when gaucho pants were inexplicably cool, Apple was about to release a brand new iPhone and yes, the yield on the 10YT topped 5%. Except oh god, wait — those things are all true now, too. Mortgage interest rates are generally benchmarked…

Mortgage rates are starting the week a little lower as markets continue to digest the less-than-stellar June jobs report. The average interest rate on a 30-year, fixed-rate mortgage ticked down to 6.38% APR, according to rates provided to NerdWallet by Zillow. This is two basis points lower than Friday but 10 basis points higher than…

But, there is an even better way, one where I racked up more than one million points (and I’ve done it more than once) on a big family cruise vacation: airline-branded cruise agencies. These agencies also give you access to a cruise travel advisor, who can help you get better deals or onboard perks like…