Pepper Money launches five-year BTL range
Pepper Money has launched a range of five-year fixed buy-to-let (BTL) products, with rates starting from 5.7%.
The lender said the range has been introduced to provide brokers and landlords with additional longer-term options, allowing advisers to offer greater choice to customers seeking payment certainty over a five-year fixed term.
The products are available to both individual and limited company landlords, as the BTL market continues to adapt to higher borrowing costs, regulatory changes and evolving landlord strategies.
Pepper Money said its BTL proposition is designed to support landlords whose circumstances may fall outside of standard lending criteria, including those with complex income profiles, smaller property portfolios or cases that require specialist underwriting.
Paul Adams, director of sales at Pepper Money, said: “Landlords continue to navigate a complex market, and brokers need lenders that can provide competitive options, practical criteria and certainty for their customers. The launch of our new five-year buy-to-let range with a 2% product fee gives advisers more choice when supporting landlords who are looking for longer-term stability.
“This is another step in strengthening our buy-to-let proposition and supporting advisers with a broader range of solutions for customers who may not fit a standard lending approach.”
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