Chase 5% Bonus Categories, Q4 2026: Grocery Stores, Dining, American Red Cross

Call it a jump scare for the first day of October. Mortgage rates spiked today, and there isn’t one clear reason why — just a mix of stubborn inflation, spooked bond markets and nerves about what the Federal Reserve might do next. The average interest rate on a 30-year, fixed-rate mortgage jumped to 7.44% APR,…

  Introduction: In this article, I’ll explore the impact of a personal loan on your credit score. As one of the essential factors that lenders and financial institutions consider when evaluating your creditworthiness, understanding how personal loans affect your credit score is crucial for responsible financial management. Applying for a personal loan initiates a series…

As a Floridian, I know my travel plans during hurricane season might be affected. But wherever you live, a hurricane could have an impact on your planned travel, so it’s a good idea to know how your travel insurance plan will cover you if it does.  Here are a few things to know when buying…

Pamela de la Fuente is a managing editor of NerdWallet’s personal finance content. She leads budgeting, money-making, consumer credit and and debt coverage. Ask her and her talented team about why credit scores matter, how to save money on your grocery bill, finding the right side hustle, how to protect your identity for free and…

But, there is an even better way, one where I racked up more than one million points (and I’ve done it more than once) on a big family cruise vacation: airline-branded cruise agencies. These agencies also give you access to a cruise travel advisor, who can help you get better deals or onboard perks like…

Mortgage interest rates are higher today, as the war in Iran is heating back up. The average interest rate on a 30-year, fixed-rate mortgage rose to 6.53% APR, according to rates provided to NerdWallet by Zillow. This is seven basis points higher than yesterday and 11 basis points higher than a week ago. (See our…