Waivers, AUS are lenders' hedge against any UAD 3.6 crunch
As UAD 3.6’s Nov. 2 mandate shrinks an aging appraiser pool, AnnieMac and Lower lean on AUS waivers and in-house teams to dodge 2022-style fee spikes and turn-time delays.
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Homeowner sues PHH, Flagstar and Freedom Mortgage over alleged servicing failures
Those answers, the lawsuit claims, never fully arrived. He says Flagstar wrote back on July 1, 2019 confirming it had received his letter but not providing what he had requested, and that the paperwork it did send was incomplete, including a note missing its signature page. PHH acknowledged the request on July 20, 2019, he…
Texas Law Requires Cities To Allow Manufactured Homes
When Millard’s Apple Park was platted in Nacogdoches, TX, in 2002, the 69-lot subdivision was designed to accommodate both traditional houses and manufactured homes. But only two years later, the city stopped allowing new manufactured homes by right in its residential districts. Homes already there could remain, but they became legally nonconforming—limiting owners’ ability to…
