What Is a Savings Rate? How to Find Yours and Why It Matters

It’s not a big enough dip to counteract recent upward trends, but mortgage interest rates are a little lower today. The average interest rate on a 30-year, fixed-rate mortgage ticked down to 7.23% APR, according to rates provided to NerdWallet by Zillow. This is six basis points lower than yesterday but 19 basis points higher…

I’ve visited Hawaii more than a dozen times, and the Sheraton Kauai Coconut Beach Resort is one of my favorite hotels in the state. Located in Kapa’a on Kauai’s East Side, the property’s vibes are relaxed, and it’s elegant without being over the top. You can borrow the hotel’s bikes for beachside rides, come back…

But, there is an even better way, one where I racked up more than one million points (and I’ve done it more than once) on a big family cruise vacation: airline-branded cruise agencies. These agencies also give you access to a cruise travel advisor, who can help you get better deals or onboard perks like…

Funto Omojola writes for NerdWallet. Email: fomojola@nerdwallet.com. The article What Credit Score Do You Need for a 0% APR Credit Card? (Based on Real Applications) originally appeared on NerdWallet.

Mortgage rates fell a little today on a combination of good economic news: lower inflation and lower oil prices. These forces have a positive effect on the bond market, which in turn affects mortgage rates. The average interest rate on a 30-year, fixed-rate mortgage ticked down to 6.53% APR, according to rates provided to NerdWallet…

Melissa Lambarena writes for NerdWallet. Email: mlambarena@nerdwallet.com. Twitter: @LissaLambarena. The article Discover 5% Bonus Categories, Q4 2026: Entertainment, Restaurants, Utilities originally appeared on NerdWallet.