‘Too many people go bankrupt’: Should Medicare provide catastrophic coverage?
“Such a system would help ensure that no one is financially devastated by a serious illness or injury.”
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The coming year will reward preparation and punish complacency. That was the message from panelists during the “Winners and Losers: How the Next 12 Months Will Separate the Field” panel, part of this year’s Velocity conference in New Orleans. The “Winners and Losers” session examined the inventory trends, market signals, and operational shifts that will determine who moves ahead and who…
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Newrez has agreed to a $15.5 million settlement with state regulators over allegations it wrongly imposed force-placed insurance on thousands of borrowers who already had homeowners’ policies. Processing Content The Conference of State Bank Supervisors announced the deal Wednesday, which includes $4,511,242 in remediation for affected homeowners. The servicer will pay a $9.9 million administrative…
Don’t fall for a fake foreclosure crisis
Don’t fall for a fake foreclosure crisis Skip to content © 2006-2026 HW Media, LLC. All rights reserved.Powered by WordPress VIP What’s New? Updated 7 hours ago Latest
Why feeling fraud-savvy could be your biggest vulnerability
The survey found that 46% of Canadians encounter scams or fraud attempts weekly or daily. Nearly a quarter, or 24%, say they or a family member have been the victim of financial fraud in the past year. Despite that exposure, 89% feel confident in their ability to identify fraud, even as 52% admit to habits that…
Big lenders are crashing the DSCR party and private lenders are watching closely
“These aren’t dumb people,” he said. “But there’s definitely a difference versus how you would assess risk in a typical conventional loan. Inherently, they haven’t dealt with concentration risk and some of those things that we have since the beginning of residential investor lending becoming institutionalized.” He said the underwriting considerations that come with investor…
Mandatory first-time buyer advice risks removing consumer choice, brokers warn
Mandatory advice for first-time buyers, put forward by Paradigm in a recent discussion paper, has been rejected by a number of advice firms as an unnecessary measure and removal of consumer choice. Rather than taking choice away, some in the industry believe that brokers should make the advice proposition so compelling that consumers would…
