Beyond early retirement, the real FIRE power of financial independence

“FIRE is a number game. In the US, that number is about 25 times your annual expenses. While in India it’s about 33-35 times your annual expenses,” she adds. For Chauhan, though this is not a number that’s cast in stone, “Expenses change, as life situations change; whether due to unexpected medical needs or launching a venture, so keep revisiting the number every couple of years,” she advises, to ensure your math reflects current realities.

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