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Happy birthday, America! Honestly, you don’t look a day over 200. I can say that with authority because I was fully sentient in 1976, a high school sophomore with too much hair, working part-time at an ice cream parlor for the federally mandated minimum wage of $2.30 an hour. The bicentennial world was pretty different….

Yuliya Goldshteyn writes for NerdWallet. Email: ygoldshteyn@nerdwallet.com. The article American Express Savings Rate: How it Compares originally appeared on NerdWallet.

Jae Bratton writes for NerdWallet. Email: jbratton@nerdwallet.com. The article Samsung Launches Credit Card With 3% Back in Its Digital Wallet originally appeared on NerdWallet.

This article originally appeared in NerdWallet’s investing newsletter, the Nerdy Investor. You can subscribe for free here. Have you shopped for a new laptop or smartphone lately? It’s getting rough out there. A survey published earlier this year by Gartner projected average PC prices would rise by 17% this year, and average phone prices by…

One of the Chase Sapphire Reserve®‘s marquee benefits — and a key way to justify the card’s hefty $795 annual fee — is its annual dining statement credit. NerdWallet rating NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account the type of card being reviewed (such as cash back, travel…

If you speak with a financial advisor, you might hear the common refrain that no individual stock should make up more than 5% of your overall portfolio, and that a well-diversified portfolio includes mostly index funds instead of individual stocks. For beginners, that often means building a very simple portfolio that mostly consists of a…