CFPB targets TRID, reverse mortgage disclosures in credit access push

Key insight: Upstart expects to move most or all of its loan originations into the national bank it plans to open in early 2027, taking that work from the banks that serve as lender of record today. What’s at stake: Upstart paid its originating banks $11.2 million in premium and trailing fees in the first…

You know what’s best for you—that’s the advice today’s guest offers, and it’s the exact mindset that took him from house hacking on a teacher’s salary in his mid-20s to quitting his job with a four-property portfolio at 30. If you’re still stuck answering to someone else, today’s guest will show you that you don’t…

Multi-asset CFD broker Vantage has launched XAUUSD247, a new over-the-counter gold CFD product available 24 hours a day, seven days a week, including weekends. The move comes as demand for round-the-clock precious metals trading continues to grow and as the CME Group recently announced plans to expand trading of certain gold futures contracts to 24/7. …

The European Union is advancing a formal review of its Markets in Crypto-Assets Regulation (MiCA), with particular attention directed toward rules governing stablecoins issued outside the bloc. Officials view the exercise as necessary to close gaps that have become more visible since the framework entered full application and amid international developments in digital assets. MiCA…

Andrew DiCapua, principal economist at the Business Data Lab and the Canadian Chamber of Commerce, said the breadth stood out.   In an email to Wealth Professional, he said the figures suggest “the economy is not just surviving, but thriving,” with rate-sensitive sectors, not just energy, driving the gain.   The data reinforces the Governing Council’s view that “they…

The local branch of the Society for the Prevention of Cruelty to Animals says it is dealing with more than double the number of abandoned animals that it typically registers daily. SPCA executive director Sylvie Bourbonnière says that while it ordinarily takes in about 20 pets in a 24-hour period, it’s been receiving at least…