10 Credit Card Benefits That Are Often Oversold

Mortgage rates could drop a little over the next few days, as central bankers at the Federal Reserve ultimately decided to hold overnight borrowing rates steady at their meeting ending July 29. Mortgage rates jumped in the days leading up to the meeting, as speculation grew among futures traders that central bankers could vote to…

You might think land is just a piece of dirt, but it’s a little more complicated than that. You’ll need to consider zoning, utility access and whether you can actually build the house you want there. Let’s walk through what to expect when you buy land to build a house, including common costs and potential…

Chase and IHG just overhauled their entire co-branded credit card lineup, and the headliner is a brand-new, top-tier card called the IHG One Rewards Premier Select World Elite Mastercard. The card, which launched Oct. 1, 2026, comes with a $350 annual fee — but with hundreds of dollars worth of perks, it could be worth…

So I make a living planning and editing content about mortgages and homeownership for NerdWallet, but I rent my home. I know — it’s an easy setup for the old “those who can’t do, teach” joke, except I can do it. I’ve actually purchased three homes. But as a divorced, 54-year-old empty-nester, I’m not convinced…

Yes, mortgage interest rates are higher today, but only by a little. The average interest rate on a 30-year, fixed-rate mortgage rose to 6.57% APR, according to rates provided to NerdWallet by Zillow. This is two basis points higher than Friday but six basis points lower than a week ago. (See our chart below for…

Our perspectives on money are shaped by numerous factors, including where we live. In a country of over 331 million people, there are bound to be unique financial situations. A recent NerdWallet survey conducted by YouGov in June 2026 examined how finances across five of the most populous states differ. We asked about everything from…