Key insight: Banks can now appeal material supervisory determinations that undergird a potential enforcement action by raising the issue with the new Office of Supervisory Appeals Expert quote: “The Office will make independent supervisory determinations without deferring to the judgments of either party, subject to the reasonableness of and the support for the positions advanced.”…
Mortgage lenders continue to nudge some rates upwards across buy-to-let (BTL) and residential purchase and remortgaging deals. Halifax has upped its homemover and first-time buyer rates by up to 0.12%, with remortgage, product transfer and further advance deals set to receive a 0.05% rise. Meanwhile, Virgin Money has increased its buy-to-let (BTL) product transfer…
“She has been living with me for four years.”
Mortgage Strategy talks to Suzanne O’Connor, chief relationship officer at LMS, Q: You’ve spent 15 years working with lenders through some of the biggest changes the mortgage market has experienced. Looking back, what stands out most? Suzanne O’Connor: When I joined LMS, we worked with just five lenders. Today we work with more than 50,…
Buy-to-let remortgage activity has returned to a record high, as 57% of landlords with a mortgage refinanced in the 12 months to June, according to research from Pegasus Insight. The latest Landlord Trends report found this was up 10 percentage points on the previous quarter, matching the record level first reached at the end of…
The film’s explosive success shows how new leaders can step up to the plate when given the opportunity.
For a brief moment, we looked for love in a hopeless place: TikTok. TikTok tested a new dating feature over the past week that thrust users into live group chats with other singles. The tool lived in a section of the app called “hangout” that’s tailored toward multi-guest experiences. It invited users who wanted to…
Just the Tip: Zero-based budgeting means allocating every dollar of your income to a specific category until you reach zero. You’re not spending it all. You’re assigning it all, and savings, investments, and debt payments are categories just like rent and groceries. Give every dollar a destination before the month starts and money stops disappearing…
Gable Group is gearing up to launch a 100% loan-to-value mortgage after securing funding. The mortgage is set to be a five-year fixed over a 35-year term, backed by insurance from subsidiary Gable Sure. It will not require a guarantor or any other form of collateral. The products will be available via brokers and housebuilder…
Personal Finance Updated: Tuesday, August 4, 2026, 20:48 [IST] The Nagaland state has declared results of three Sambad Dear lotteries on August 4, 2026. These are Dear Shine Morning 1PM, Dear Prestige Evening 6PM and Dear Destiny Night 8PM lottery. All three are offering bumper prize of Rs 1 crore. In the total, there are…