SIP reduces only entry-timing risk: Here’s why valuation, liquidity and portfolio concentration still need attention
Systematic Investment Plans (SIPs) are promoted as one of the most disciplined ways to invest in mutual funds. By investing a fixed amount at regular intervals, investors can avoid the need to time the market. However, SIPs are often misunderstood as a complete risk-management strategy. According to Aditya Agarwal, Co-Founder, Wealthy.in, SIPs only address entry-timing…