Best CD Rates – July 2026
Best CD Account Interest Rates CD Term Average CD APYs 1 month 0.23% 3 months 1.41% 6 months 1.58% 12 months 1.75% 24 months 1.48% 36 months 1.35% 48 months 1.27% 60 months 1.34% As of June 15, 2026, the national average rate for a 12-month CD was 1.65%, according to the FDIC. The national…