A comparison of returns across major asset classes, including the Nasdaq, Nifty indices, gold, and real estate, reveals an interesting trend. While gold delivered the strongest returns over the medium term, the Nasdaq 100 emerged as the biggest long-term wealth creator over 10, 15, and 20 years. Among Indian equity indices, mid-caps delivered the highest…
Mortgage rates were rapidly approaching 10-month highs as of yesterday afternoon. They managed a friendly bounce today, but it was fairly small with the average lender dropping 0.03% to 6.5% for a top-tier 30yr fixed scenario. One reason for caution is that the rate improvement looks to be dependent on oil price volatility after this…
Are largecap funds losing their edge? Edelweiss CIO Trideep Bhattacharya argues that structural market share losses to nimbler competitors mean traditional giants are no longer the ultimate safe havens. Instead, he points to flexicap and midcap funds as the optimal vehicle for modern wealth creation, blending stable leaders with high-growth challengers. Edited excerpts from a…
A key financial decision people struggle to make is how to allocate savings for multiple financial goals. Do you save for several goals at the same time or fund them one-by-one in a series of steps? Basically, there are two ways to approach financial goal-setting: Concurrently: Saving for two or more financial goals at the…
Donald Trump publicly listed the donation amount as $325 million ANDREW CABALLERO-REYNOLDS / AFP via Getty Images This post originally appeared in the BI Today newsletter. You can sign up for Business Insider’s daily newsletter here. Should you invest in Trump Accounts? It’s a question that’s had some of my group chats buzzing since the…
Munis were little changed Friday as short-term U.S. Treasuries cheapened and equities ended higher. Processing Content Muni yields cheapened up to one basis point, depending on the curve. UST yields cheapened 10 years and in, with the largest losses on the front end. One of the big stories of the year has been demand, which…
The combined market valuation of four of the top-10 most valued firms jumped Rs 92,995.48 crore last week, with HDFC Bank and Bharti Airtel emerging as the biggest gainers. Last week, the BSE benchmark Sensex declined 194.52 points, or 0.25 per cent, and the NSE Nifty dipped 63.95 points, or 0.26 per cent. “Markets ended…
Lindsey Graham, pivotal US Republican senator, dies suddenly at 71
Application volume for Federal Housing Administration mortgages slowed in May, as did insurance-in-force growth, but the latter is still outpacing private mortgage insurance, an analysis of data by Keefe, Bruyette & Woods found. Processing Content Furthermore, mortgage delinquency trends for FHA, which increased meaningfully following a change in loan modification rules in October, look to…
This as-told-to essay is based on a conversation with Jason Kidd, the chief operating officer at Chipotle, based in Newport Beach, California. It’s been edited for length and clarity. I’m the COO at Chipotle — and this is my dream job. I love the ability to influence and interact with so many people. I spent…