12%, 9% or ₹1,800 PF? How employees should choose under new EPF Scheme | Personal Finance
As employers begin rolling out multiple Provident Fund (PF) contribution options under the Employees’ Provident Fund Scheme, 2026, employees are facing a key financial decision: should they maximise retirement savings, increase take-home pay, or strike a balance between the two? The new framework allows eligible employees to choose between contributing 12% of…