Personal-Loan

Jae Bratton writes for NerdWallet. Email: jbratton@nerdwallet.com. The article United Credit Cards Launch New Welcome Offers, Up to 100,000 Miles originally appeared on NerdWallet.

Transferring points to World of Hyatt might no longer be the go-to high-value redemption it once was for Bilt Rewards members.  On Oct. 1, 2026, Bilt Rewards quietly posted a notice on its Hyatt transfers page that the current 1:1 transfer ratio will drop to 4:3, effective Jan. 1, 2027, for all members and cardholders….

This article originally appeared in NerdWallet’s investing newsletter, the Nerdy Investor. You can subscribe for free here. A few months ago, I wrote about how OpenAI and Anthropic were widely expected to go public at trillion-dollar valuations as early as September or October, following SpaceX’s blockbuster initial public offering back in June. Now, both of…

Chase and IHG just overhauled their entire co-branded credit card lineup, and the headliner is a brand-new, top-tier card called the IHG One Rewards Premier Select World Elite Mastercard. The card, which launched Oct. 1, 2026, comes with a $350 annual fee — but with hundreds of dollars worth of perks, it could be worth…

Mortgage rates have been climbing for five straight weeks. Compared to the start of the year, the weekly average rate is more than a full percentage point higher. The average rate on a 30-year fixed-rate mortgage jumped 14 basis points to 7.26% APR in the week ending Oct. 1, according to rates provided to NerdWallet…

Call it a jump scare for the first day of October. Mortgage rates spiked today, and there isn’t one clear reason why — just a mix of stubborn inflation, spooked bond markets and nerves about what the Federal Reserve might do next. The average interest rate on a 30-year, fixed-rate mortgage jumped to 7.44% APR,…

Each month, NerdWallet suggests one wallet win to help you feel more confident about your money. This month’s topic is sale shopping with purpose. Fun, right? Notch a win in just 20 minutes, but act quickly because October sales are coming in hot. Amazon’s Prime Big Deal Days is Oct. 6-7, and you can expect…

Recently, I was shopping online and bought a collagen mask, a puffer jacket and a pair of noise-canceling wireless earbuds. My total bill was $323.91, but nothing was ever delivered. That’s because I didn’t actually buy — or spend — anything. I was browsing dopamine-shop.com, one of several so-called “dopamine sites” that let you pretend…

I’ve stayed at many mountain resorts, and Westgate Park City Resort and Spa in Park City, Utah, offers one of the best combinations of location and amenities I’ve experienced. Located steps from the Red Pine Gondola at Park City Mountain, the hotel provides convenient access to skiing and snowboarding in winter, along with mountain biking,…

We’re not seeing much movement from mortgage rates today. The average interest rate on a 30-year, fixed-rate mortgage remained at 7.25% APR, according to rates provided to NerdWallet by Zillow. This is unchanged from yesterday and four basis points lower than a week ago. (See our chart below for more specifics.) A basis point is…