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It’s not a big enough dip to really make a difference, but mortgage interest rates are lower today. July’s rates have remained elevated beyond what we saw in June, trending above last month’s average (6.34%) for three straight weeks. The average interest rate on a 30-year, fixed-rate mortgage ticked down to 6.52% APR, according to…
When family asks for money help, your decision can be muddied by guilt, obligation, cultural expectations and a desire to make sure loved ones are taken care of. But how do you handle financial requests if your own budget is stretched thin? New research from the Federal Reserve Bank of Richmond finds that there are…
American Dream Auto Protect isn’t one of our top extended car warranty picks. The company offers fairly priced extended car warranties compared to other providers, but we had trouble getting key information about its coverage. American Dream’s monthly and per-mile costs are on the low side compared to the other companies we reviewed, and the…
Bilt Rewards and Chase Ultimate Rewards® both let you turn everyday spending into points you can redeem for travel at a set rate or transfer to frequent flyer and hotel loyalty programs, often with a chance to get more value. Chase has built its reputation with a broad lineup of travel cards, strong welcome bonuses…
The 2008 housing crash was the result of a perfect storm, fueled by reckless lending and blind market confidence. Today, we have stricter underwriting and tempered attitudes, yet 60% of Americans believe we’ll enter a recession in the next year, according to NerdWallet’s Consumer Financial Resilience Index. That fear isn’t entirely unfounded. On average, economic…
The investing information provided on this page is for educational purposes only. NerdWallet, Inc. does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities or other investments. Saving for college has been a financial challenge for me ever since becoming a mom. Like many…
AI chatbots are finding new professions every day — they’re coders, therapists, boyfriends and now, maybe even financial advisors. According to a new NerdWallet survey, more than a quarter of Americans (26%) say they’ve used an AI chatbot to find answers to personal finance questions. About half of those users (49%) say they asked AI…
Mortgage interest rates moved higher today as the war in Iran continues to disrupt energy markets. July’s rates have remained elevated beyond what we saw in June, trending above last month’s average (6.34%) for 20 days straight. The average interest rate on a 30-year, fixed-rate mortgage rose to 6.57% APR, according to rates provided to…
I recently praised Apple for putting out a $599 MacBook laptop. One of the richest companies in the world was doing the average Joe a solid by offering a sleek and capable machine for a good price. But, even Apple isn’t immune to the AI-driven memory chip shortage. At the end of June, the company…
A Redditor recently asked how to handle a friend who asks for financial help. In this case, the friend was between jobs and asked to borrow $5,000. The problem? The Redditor said the friend was continuing to make bad financial decisions amid the struggle. While the Redditor’s initial instinct was to say “no,” they felt…