Retirement planning at 50: How a Rs 1.3 crore bond portfolio can generate nearly Rs 1 lakh a month
For many Indians, retirement planning has traditionally revolved around a familiar playbook—fixed deposits for safety, gold and real estate for wealth preservation, and a gradual reduction in equity exposure. But with longer life expectancy, inflation and evolving investment options, financial experts believe retirees need a more balanced approach that prioritises income stability, liquidity and long-term…