Flexi-Loan

With benchmark indices delivering muted returns over the past few years, many investors are looking beyond broad-market index funds for better opportunities. Passive sectoral and thematic funds – tracking banks, metals, energy, chemicals, defence, capital markets and more – have emerged as a popular alternative and are attracting attention despite their higher concentration risk. What…

The choice between a trust and a will should be informed not only by control and asset protection considerations, but also by taxation, treaty relief and repatriation rules in those jurisdictions.

Rajju Choudhary, vice-president, partnerships & alliances at Multipl, said, “Say a family spends ₹30,000-40,000 a month on apps like Zomato, Swiggy, Uber and Myntra. On Multipl, that amount is invested into curated mutual funds on the first day of the month so that it starts earning returns immediately instead of sitting idle. Money is supposed…

Confused about who needs to file an Income Tax Return (ITR) by 31 August? This deadline is not meant for every taxpayer. It applies only to certain individuals and HUFs based on the ITR form they file and whether they are required to undergo a tax audit. If you earn income from a business, profession,…

More than half of Unified Payments Interface (UPI) users are likely to switch to other modes of payment for transactions exceeding ₹3,000 if the central government approves the proposed amendments to the Payment and Settlement Systems Act, 2007, which could effectively bring back merchant discount rates (MDR) on UPI transactions. The amendments would allow the…

The growing popularity of pre-IPO investing and the lure of quick returns have drawn a wave of retail investors to unlisted shares. At the same time, several online platforms have emerged claiming to offer “easy access” to these investment opportunities. However, the Securities and Exchange Board of India (SEBI) has repeatedly warned investors against buying…

The Securities and Exchange Board of India (SEBI) has introduced the Green-Channel: AIF Rollout Upon Document Acknowledgement (GARUDA) framework, allowing eligible Alternative Investment Fund (AIF) schemes to launch within 10 working days of filing their Private Placement Memorandum (PPM), unless the regulator raises objections. The new framework replaces a process that often took around a…

India’s residential real estate market is increasingly offering investors a combination of strong capital appreciation alongside improving rental income that has traditionally been difficult to achieve. According to ANAROCK Research, home prices and rental yields have both risen across the country’s top 11 housing markets between 2019 and the second quarter (Q2) of 2026, making…

Investors holding Sovereign Gold Bonds (SGBs) issued between 2018 and 2021 have multiple opportunities to exit their investment early this month, provided they have completed the mandatory five-year holding period. According to the Reserve Bank of India’s (RBI) premature redemption calendar for April-September 2026, six SGB tranches are scheduled for early redemption in August. While…

The Employees’ Provident Fund Organisation (EPFO) has urged members to verify and, if required, correct their Date of Joining (DOJ) and Date of Exit (DOE), warning that even minor errors in employment records could affect provident fund (PF) and pension benefits. In a recent post on X, the retirement fund body said that inaccuracies in…