5 Things to Know About the Ameriprise Credit Card

Yes, mortgage interest rates are higher today, but only by a little. The average interest rate on a 30-year, fixed-rate mortgage rose to 7.09% APR, according to rates provided to NerdWallet by Zillow. This is nine basis points higher than yesterday and 13 basis points higher than a week ago. (A basis point is one…

Three types of equity are commonly held by employees at pre-IPO companies: restricted stock units (RSUs), incentive stock options (ISOs) and non-qualified stock options (NSOs). Each has its own tax rules and strategies. When you hold more than one type, or even all three — which is true of many employees at companies like Anthropic…

The 2008 housing crash was the result of a perfect storm, fueled by reckless lending and blind market confidence. Today, we have stricter underwriting and tempered attitudes, yet 60% of Americans believe we’ll enter a recession in the next year, according to NerdWallet’s Consumer Financial Resilience Index. That fear isn’t entirely unfounded. On average, economic…

After a sizable drop at the end of last week, mortgage rates are back up again today. The average interest rate on a 30-year, fixed-rate mortgage jumped to 7.20% APR, according to rates provided to NerdWallet by Zillow. This is 12 basis points higher than Friday but three basis points lower than a week ago….

Many premium credit cards have their own travel portals where you can earn and redeem your points. They also have a curated list of hotels with which they partner to offer elevated benefits to their cardholders who book directly through their program. What benefits do you receive when you book through the program? Well, they…

As soon as you hear that your employer might go public, questions start piling up. Should you exercise your stock options now? What’s that going to cost you? Should you sell everything at once? Hold some of it? What’s the tax bill going to look like? How is this going to change your life? No…