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Credit Card Interest Rate Cap: What a 10 Percent Limit Would Actually Mean for You
You carry a $500 balance on a card charging 24 percent interest. Congress has debated a 10 percent credit card interest rate cap since early 2025. A new poll shows most voters want that cap. The bill still sits in committee, untouched since its introduction. Here is what a 10 percent cap would change, and…
India Considers UPI Merchant Fees Akin to the Card Payments Model
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August Premium Bonds winners – who scooped the jackpot?
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Smoke Signals: the Dangerous Fatalism of AGI in Silicon Valley
Last week, Palantir CTO Shyam Sankar mentioned something bizarre in an interview on CBS News. “So many AI researchers have started smoking as a way of signaling to other researchers how much they believe in AI,” he said. Their thinking, he said, goes like this: “I believe so much in AI that it’s going to…
Better Outcomes Begin When Payment Firms Understand Customers’ Needs
Design, adapt, and test We found that firms who understood their customers were better able to design support around real needs, adapt their communications, and ensure people received a consistent experience. This helped them deliver better outcomes, reduce barriers to access and support customers to make effective use of products and services. And they were…
Merit Financial Advisors names John Rajes chief technology officer
At Merit, one of Rajes initial tasks will be to set out a technology roadmap. Credit: Mameraman/ Shutterstock.com. Merit Financial Advisors has appointed John Rajes as chief technology officer (CTO), adding a new senior executive as the firm expands its leadership structure. Rajes will lead the company’s technology strategy across architecture, systems integration, data and…
