EPFO: Here’s how to update your KYC information online using the official portal — Stepwise guide
The Employees’ Provident Fund (EPF) is a secure, long term investment tool and retirement savings option for salaried individuals in India. You are eligible to open an EPF account if your basic pay and dearness allowance are up to ₹15,000, and you can add the voluntary provident fund (VPF) option if the basic pay and DA exceed ₹15,000 per month.
The Finance Ministry has reportedly ratified the EPFO’s suggestion of 8.25% interest rate for EPF and VPF contributions by salaried citizens this financial year (FY2025-26), PTI reported. The EPF interest credits were expected to be complete by 15 July this year. This marks the third consecutive term that EPF subscribers receive 8.25% interest rate on their provident fund savings with the retirement fund body.
Today, we take a look at how EPF subscribers can update the know-your-customer (KYC) electronically information for their account using the retirement saving fund body’s official portal.
How to update KYC for EPFO account — Stepwise guide
Notably, the EPFO mandates Aadhaar linking for services such as withdrawal of funds, transfer of funds, and settlement claims. While usually done by the employer, you can complete the Aadhaar seeding using the Umang app. e-KYC to confirm your identity is also mandated and requires documents including Aadhaar, PAN card, and a bank account.
KYC updates are mainly completed through the EPFO portal. Here’s how:
Complete e-Nomination process after KYC
The mandatory nomination for your EPFO account can only be completed on the portal after your KYC has been processed. Here’s how to complete this step: