Movement Mortgage Lender Review 2026
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- People who want a broad choice of mortgage products
- People who wish to close their loan quickly
- People who need help with their FHA loan down payment
Movement offers loan options for borrowers with varying levels of credit scores and different situations, as low as a 580 FICO score. Conventional loans typically require higher scores, as per Fannie Mae and Freddie Mac guidance.
Borrowers must also verify that they have reliable income and can comfortably afford the mortgage payments as well as property taxes, homeowners insurance and any existing debt. The company allows debt-to-income ratios of up to 50% on many of its programs.
Some borrowers may also wish to take advantage of Movement Boost, which helps qualified FHA borrowers cover the required 3.5% down payment and closing costs. You will need a score of 600 or higher to qualify.
NMLS #39179
Headquartered in Indian Land, South Carolina, Movement Mortgage focuses on fast home loan processing and giving back a percentage of its profits to the communities it serves.
Movement’s application process is designed to be simple and fast. Having all the necessary documentation ready when you apply will help keep the process on schedule.
- Speak with a loan officer to learn about your options.
- Apply by providing your information.
- Submit your documents (government-issued photo ID, W-2s, pay stubs, bank statements and employment history).
- After an appraisal, Movement does up-front underwriting, sometimes within six hours.
- Receive conditional approval, and continue to processing and final underwriting.
The Movement Boost program helps FHA loan borrowers meet the minimum down payment. The borrower receives a second loan, which lasts 10 years and has a rate 2 percentage points higher than their mortgage rate. The loan can be up to 5% of the home’s value, providing a full 3.5% down payment. The remainder can go toward closing costs.
The Consumer Financial Protection Bureau received 45 mortgage-related complaints in 2025 about Movement Mortgage. The most common complaints involved trouble during the payment process. Movement offered a timely response to all complaints and closed them with an explanation.
From Movement Mortgage
Movement’s website shows a broad range of refinance products, as well as purchase mortgages. These include FHA, VA and conventional refinances, as well as home equity lines of credit.
The HELOC application is done entirely online and is a fixed rate. Borrowers can take up to $750,000.
An initial payment made when the home is bought.
The amount of time you have to repay the mortgage.
The APR (annual percentage rate) you pay to the lender, which can be found in your loan agreement. The default displayed represents yesterdays national average APR for 30-year fixed mortgages.
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