Prodigy Finance Student Loans Review 2026
In-School Student Ratings
3.8
Lenders are rated using a calculated overall score based on affordability, eligibility, customer service and other factors. The highest scoring lenders were identified in each category. Ratings are prepared by U.S. News staff. Ratings have not been reviewed or approved by advertisers.
- People who need to finance their international graduate degree
- People who do not have a cosigner
- People who plan to attend a school supported by Prodigy Finance
Prodigy considers not only your credit profile in determining approval for a student loan, but also other factors such as pre-study salary, university acceptance and future income. You must plan to attend one of the more than 1,100 schools and programs Prodigy supports, plan to study abroad and be a resident of one of the countries or states supported by Prodigy.
Prodigy Finance offers loans with repayment terms of up to 20 years. There is a grace period of six months from the end of your time as a student, or three months after the loan’s final disbursement.
Deferment and discharge options are not disclosed.
Prodigy Finance specializes in offering loans to international graduate students based on criteria beyond traditional lending. Founded in 2007, the company assesses applicants based on their potential in addition to financial and credit history. Prodigy offers loans for programs at more than 1,130 schools in 12 countries.
Prodigy Finance is not rated by the Better Business Bureau. Based on Trustpilot reviews, the company has an excellent customer service rating.
The Consumer Financial Protection Bureau received two complaints in 2025 against Prodigy Finance Servicing Inc. Both were closed in a timely manner, one with explanation and the other with monetary relief.
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