Mortgage rates are only half the story for brokers closing loans in today’s market

HMRC has changed its published guidance on the controversial 20-hour test for landlord Incorporation Relief, expressly confirming that somebody who spends fewer than 20 hours a week on their property activities may nevertheless be carrying on a business for the purposes of section 162 of the Taxation of Chargeable Gains Act 1992. The amendment to…

The study, based on responses from 14,118 customers surveyed between May 2025 and May 2026, recorded an overall industry average of 607, an 11-point gain from 2025 and the strongest year-over-year improvement in recent memory. Satisfaction up, financial health down The rebound in satisfaction scores does not tell the full story of where borrowers stand. Just…

“Canadian fintech has entered a selective maturation phase, with investors going after fewer deals but applying more scrutiny to their investments. They are being more discerning and going after fintechs that have scale, specialized AI capabilities and that are competitively positioned to take advantage of upcoming reforms to Canada’s financial services industry,” Cunningham said. AI…

A BBC Panorama investigation has revealed how criminal gangs are using fraudulent identities and references to secure rental properties, leaving landlords facing lengthy legal battles and significant financial losses. The programme, ‘There’s a Gangster in My Flat’, broadcast on 20 July on BBC One, documented cases where rental properties were converted into drugs factories and…

On Monday, the average price of diesel in the UK crossed the £2 per litre threshold and is set to go a lot higher still. The cost of diesel has risen by 54% since the start of the Iran war and is climbing higher all the time. Motorists stuck with diesel cars are starting to…

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