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Soaring swap rates caused a small fixed rate mortgage increase this week, according to Moneyfacts, with more hikes expected. The average two-year fix is now 5.6%, up from 5.59% a week ago, while the typical five-year fix also rose by 1bps, to 5.64%. Moneyfacts personal finance analyst Caitlyn Eastell said: “While mortgage rate activity remained…
9:04 AM, 6th October 2026, 2 hours ago 1 Police interceptors wouldn’t fine me £7,000 for no MOT, so why would the government fine me for having an MOT? Yes, I can have the boiler certificate, EPC, EICR, all perfectly legal, but woe betide me if I make an admin error and forget to send…
What is a land value tax? A land value tax is an annual levy paid on the value of the land upon which a property – or no property – sits, rather than a tax on the property itself. The basic idea is that land gets its value from location, rather than the calibre of…
Families are facing a major shake-up to the inheritance tax regime from April 2027 when unused pensions will form part of estates for inheritance tax (IHT) purposes. Historically, many pension pots have fallen outside the IHT net, making them a useful vehicle to transfer wealth through generations. But under new rules, announced in the 2024…
Nationwide has lowered fixed mortgage rates by as much as 0.19% and selected tracker deals by up to 0.12%. Reductions to fixed rate deals apply to its two-, three-, five- and 10-year deals. This includes a two-year fixed remortgage with a £999 fee, which has been lowered from 5.14% to 4.99%. At 60% LTV,…
LOS ANGELES, July 8, 2026 /PRNewswire/ — Pacific Mind Health has released a FREE downloadable guide, How to Get Out of Your Own Spotlight. It’s designed to help people recognize and interrupt the spotlight effect, the tendency to overestimate how much others notice, remember, and judge us. The spotlight effect is the tendency to overestimate…