FHFA House Price Index Up in July and From Last Year
According to the U.S. Federal Housing Finance Agency (FHFA) seasonally adjusted monthly House Price Index, U.S. house prices rose 0.3% from the previous month in July.
The index showed that house prices rose 2.6% from July 2025 to July 2026. According to the index, the previously reported 0.0% price movement in June remained unchanged.
FHFA said that for the nine census divisions, seasonally adjusted monthly home price changes ranged from -0.8% in the Mountain division to +1.5% in the Middle Atlantic division. According to the index, the 12-month changes ranged from +0.6% in the Mountain division to +6.3% in the Middle Atlantic division.
Single-Family Home Values
The FHFA HPI is a comprehensive collection of publicly available house price indexes that measure changes in single-family home values using data extending back to the mid-1970s from all 50 states and over 400 American cities. The index incorporates tens of millions of home sales and offers insights about house price changes at the national, census division, state, metro area, county, ZIP code, and census tract levels.
FHFA said it uses a fully transparent methodology based upon a weighted, repeat-sales statistical technique to analyze house price transaction data.
FHFA releases HPI data and reports quarterly and monthly.
Its flagship FHFA HPI uses seasonally adjusted, purchase-only data from Fannie Mae and Freddie Mac. FHFA noted that additional indexes use other data, including refinances, mortgages insured by the Federal Housing Administration, and real property records.
The next HPI report will be released on Oct. 27 and will include monthly data through August of 2026.
The post FHFA House Price Index Up in July and From Last Year first appeared on The MortgagePoint.
