Beyond premiums: here is how your health insurance is rated
What does a health insurance plan promise? How reliably has the insurer delivered on claims? Here is how you can find a plan that best fits your family’s needs.
What does a health insurance plan promise? How reliably has the insurer delivered on claims? Here is how you can find a plan that best fits your family’s needs.
Having a high salary or a steady income can provide greater financial comfort, but it does not automatically translate into a strong credit score. Creditworthiness is determined less by how much an individual earns and more by how responsibly they manage credit. This distinction is particularly important for first-time borrowers, who may assume that a…
Brokerages remain constructive on select stocks, with Varun Beverages, Cyient, and Nykaa emerging as key picks despite differing growth trajectories.Morgan Stanley retained an Overweight rating on Varun Beverages with a Rs 557 target, citing the company’s push into ready-to-drink and alcoholic beverages and its expansion in Tunisia.Nuvama has maintained a Hold on Cyient but raised…
It generally starts with a small missed payment, due date here or a credit card swipe there. Until one day, the numbers do not add up convincingly. Then the real problem raises its head. Debt has a unique characteristic of creeping up silently before it turns into a full-blown economic crisis for an individual. This…
If you have inherited physical shares that your father purchased several decades ago, subsequently converted them into demat form and sold them in 2026, determining the correct cost of acquisition can be complicated. The tax treatment of inherited capital assets generally allows the heir to step into the shoes of the previous owner for determining…
A single record of accounts, investments, insurance, and key documents can spare families confusion during emergencies. The financial life of a family is often spread across multiple bank accounts, systematic investment plans ((SIPs), mutual funds, provident funds, insurance policies, credit card statements, digital wallets, trading accounts, property papers, cloud storage, password-protected apps, etc. In many…
A multi-fold surge in the share price of a little-known company can easily attract the income tax department’s attention, especially when the assessee is also not a regular trader. That is exactly what happened in the case of a Mumbai taxpayer whose ₹12.62 lakh long-term capital gain (LTCG) exemption claim was denied over suspected price…