Over two years, SIPs outperformed lump-sum investments across equity fund categories, with the gap widest in smallcap funds. SIPs delivered positive average returns even where point-to-point returns remained muted or negative.
The 8th Pay Commission, headed by Justice Ranjana Prakash Desai, recently concluded its meeting in Puducherry on 9 September. The next meetings will be held in Chandigarh on 16, 17 and 18 September. Since its constitution on 3 November 2025, the 8th Pay Commission has held several meetings in different cities across the country. During…
Investors often describe themselves as long-term investors, but a few months of weak returns can be enough to trigger anxiety, frequent portfolio checks or even a change in investment strategy. The gap between saying you have a long-term horizon and actually following one can become particularly visible during periods of market volatility. According to Rhishabh…
With the July 31 deadline for filing income tax returns (ITRs) for AY 2026-27 approaching, many salaried taxpayers are rushing to submit their returns. However, tax experts caution that choosing the wrong ITR form or overlooking key disclosures can result in a defective return, refund delays or even notices from the Income Tax Department. One…
On September 17, Thursday, coinciding with Prime Minister Narendra Modi’s birthday, ₹3,000 is expected to be credited to the bank accounts of eligible women under the Annapurna Yojana. Chief Minister Suvendu Adhikari, as reported by the Bengali daily Pratidin, said that about 1.58 crore women are set to receive the benefit this month, nearly 10…
For salaried employees, the Employees’ Provident Fund (EPF) is more than just a retirement savings account. It can provide financial support during job transitions, emergencies and periods of uncertainty. In 2026, features available through the updated EPFO portal can make it easier for members to manage their EPF accounts and access eligible benefits. Understanding these…
Term insurance is traditionally associated with working individuals who have financial dependants, but insurers are increasingly offering policies aimed at young students. These plans are designed to provide financial protection at a time when many students are pursuing higher education and may have education-related liabilities. The key question for students and their families is whether…