New listings hit a four-year high
Fresh supply is outpacing demand as mortgage rates hover near a yearly high
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Morgan Stanley wealth unit pressured staff to approve risky home loans
A Morgan Stanley spokesman said the bank’s mortgage unit “adheres to robust underwriting standards, supported by extensive internal risk management and regulatory oversight,” and that “there is no evidence that any loan was inappropriately extended.” The bank said its portfolio carries default rates well below industry averages and called the suggestion that it had compromised…
2026’s “Discounted” Properties Aren’t the Bargain They Look Like
James:Deals are often evaluated on what they could make, but sometimes it’s more important to question on what they could cost you and is the juice worth the squeeze? Today, Kathy and I are opening up our portfolio and we’re talking about the deals that we’re doing today and the ones that we’re letting go…
U.S. Pending Home Sales Rise to Highest Level in 6 Weeks
Pending home sales ticked up as housing payments temporarily dipped down. U.S. pending home sales rose 1.3% from a week earlier to their highest level since the first half of May during the four weeks ending July 5. This data is seasonally adjusted. Homebuying demand picked up partly because of temporarily declining mortgage rates. The…
Laser Digital Japan Secures Regulatory Approval for Institutional Crypto Services | LeapRate
Laser Digital Japan Co., Ltd. (LDJ), the Japanese arm of Nomura’s digital assets subsidiary Laser Digital, announced on August 21 that it has completed its registration as a Crypto Asset Exchange Service Provider under Japan’s Payment Services Act. The approval marks the first new entrant into Japan’s crypto asset industry since 2022, ending a four-year…
Spain Increases Security in Ceuta Amid New Border Crossing Fears
Spain Ramps Up Ceuta Security After Online Calls for New Mass Border Crossing Spain and Morocco Respond to Renewed Migration Threats By David Latona and Maria Alejandra Cardona Increased Security Measures in Ceuta CEUTA, Spain, Aug 14 (Reuters) – Spain has beefed up police and military presence in its North African enclave of Ceuta amid…
When policy becomes the barrier: Why it’s time to rethink foreign national lending – Phillips
As product managers, we spend a great deal of time analysing customer data, affordability, lending criteria and market trends. Every so often, though, a piece of work challenges our assumptions. Our recent foreign national mortgage pilot did exactly that and ultimately changed our thinking. Imagine two NHS doctors who have lived and worked in…
