What’s a Good Credit Card for Your First International Trip? A 5-Factor Decision Guide
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For most first-time international travelers, the simplest choice is a $0 annual fee Visa or Mastercard with no foreign transaction fee and rewards that can be redeemed at a predictable value without using a travel portal or transfer partner. Among the cards compared here, the Bank of America® Travel Rewards credit card is our top primary-card choice because it has no foreign transaction fee, BofA’s current sample agreement identifies Visa for the card program, and its card agreement documents PIN use at certain merchant terminals.
