US housing market flashes mixed signals for investors in August 2026
ATTOM’s July 2026 US Foreclosure Market Report showed 39,906 properties with foreclosure filings in July, up 1% month-over-month and up 10% year-over-year. Foreclosure starts rose 10% annually to 26,648, while completed foreclosures (REOs) jumped 23% year-over-year to 4,764.
Texas led all states in both foreclosure starts (3,306) and completed foreclosures (1,265), followed by Florida and California. Nevada posted the worst foreclosure rate nationally at one filing per 1,703 housing units. Among large metros, Punta Gorda, Florida, topped the rate charts at one per 899 units, followed by Killeen, Texas, and Las Vegas, Nevada.
“Foreclosure activity remains relatively low by historical standards,” said Rob Barber, CEO of ATTOM, in the August 27, 2026 report.
ICE Mortgage Technology’s First Look at Mortgage Performance for July 2026, released provides additional color. The national mortgage delinquency rate (loans 30 or more days past due but not in foreclosure) stood at 3.39%, down 16 basis points in July.
While that rate remains 12 basis points above July 2025, it is 46 basis points below pre-pandemic July 2019 levels. Serious delinquencies (loans 90 or more days past due) declined for a fifth consecutive month, though 563,000 properties remain in that category, up 97,000 year-over-year.
