Owning a home is overrated. Renting is now often a much better money move.

There is plenty happening in the housing and mortgage markets that should give advisers reasons to be positive about the years ahead, not least because the direction from this iteration of our Labour government, and the regulator, appears firmly focused on helping more people become homeowners. The ‘new’ Burnham-led government has made clear it…

As Green Day once sang, “Wake me up when September ends.”  Considering what happened to key borrowing rates recently, that might be good advice for commercial real estate folks. SEE ALSO: Sunday Summary: Let the Sunshine In! On Sept. 23, yields on the 10-Year Treasury and 30-Year Treasury reached their highest levels in 19 years,…

Melissa Cohn, regional vice president at William Raveis Mortgage in New York, told MPA the pattern was familiar. “Remember when the mansion tax started, and everyone said people aren’t going to buy, and this is a problem, and it’s going to ruin the real estate market? And nothing really happened,” Cohn said. “The mass exodus never…

Record-high property insurance premiums are pinching debt-to-income ratios and forcing lenders to seek alternative solutions, but, for the first time in years, there is hope for the future. Processing Content The average single-family borrower paid almost 80% more for insurance in the second quarter compared to the start of 2020, according to the Intercontinental Exchange’s…

Executive Summary The discussion included the overall calibration of bank capital requirements in the UK, as well as the areas identified by the FPC for further work in December, which were: the usability of buffers, the functioning of the leverage ratio framework; and the interactions between different elements of the capital stack, particularly in relation…