I’m 63, a retired CPA with a $1.2 million 401(k). Do I need to bother with a Roth conversion?
“I don’t expect my marginal tax rate to be materially different in the future.”
“I don’t expect my marginal tax rate to be materially different in the future.”
You’re ready to start investing in real estate, but the next step can look very different depending on your situation. Every rookie’s story is unique, and today, we’re sharing our best advice for three different scenarios so you can get in the game—no matter your starting point! Welcome back to another Rookie Reply! Today’s questions…
12:01 AM, 29th July 2026, 7 hours ago Among the buy to let lenders revamping their ranges this week are ModaMortgages which has removed application fees from a limited edition range, Buckinghamshire Building Society has repriced specialist products and RAW Capital Partners has entered the bridging market. Meanwhile, a NatWest BTL mortgage has retained its…
The Puget Sound retail market entered 2026 with relatively stable fundamentals, supported by resilient consumer spending and improving foot traffic, according to a recent report by Kidder Mathews. While demand remains healthy overall, retailers have become more selective as slower job growth and ongoing cost pressures influence expansion decisions. Following a softer 2025, market conditions…
Metro Bank has reported “record lending” with a 73% year-on-year increase in specialist mortgages to reach £2.2bn in the first half of 2026. Prime mortgage lending reduced by 32% to £2.7bn, as the bank is winding down this part of its proposition to focus on niche areas, which include commercial and SME finance alongside specialist…
Moonshot AI’s new open model is catching up to Anthropic and OpenAI, raising questions about the future of the AI race.
How to govern for AI risk While Naqvi emphasizes that there are a host of potential pathways for AI adoption in financial services, she believes that certain core principals need to be held to for appropriate governance to work. That begins with an acknowledgement that the same human and firm responsibilities apply even when decision…