Planning investments in midcap mutual funds? Check these 5 funds with upto 25% gain in 3 years
Planning investments in midcap mutual funds? Check these 5 funds with upto 25% gain in 3 years
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Travelling abroad? France, Mauritius, Qatar — Here’s the full list of countries with UPI facility enabled for Indians
The unified payment interface (UPI) system being implemented abroad, allows eligible customers, including Indian tourists and travelers visiting foreign countries, to securely send and receive money instantly while significantly lowering payment costs compared with conventional cross-border transfer methods. As UPI acceptance widens globally, users can expect several practical advantages while travelling to participating locations. Expansion…
Emergency fund vs health insurance: Which should you prioritise first? Expert explains why you need both
When money is tight, many people face a common personal finance dilemma about if they should build an emergency fund first or spend on health insurance. Financial planners say the two serve different purposes and should not be treated as competing financial goals. For someone starting with limited savings, the practical approach is to buy…
Will UPI payments remain free? RBI Governor clarifies there is no decision yet on Merchant Discount Rate
Reserve Bank of India (RBI) Governor Sanjay Malhotra on Wednesday said it is too early to conclude whether Unified Payments Interface(UPI) transactions will attract a Merchant Discount Rate (MDR), even as the government’s proposed amendments to the payment law have reignited the debate over the future of India’s zero-charge digital payments regime. Speaking after the…
31% lower-middle-class Indians prioritise home ownership over business, travel: Survey
Buying a home has emerged as the biggest five-year financial priority for 31% of lower-middle-class Indians, according to a survey released on Tuesday. The figure has increased by 8 percentage points from last year, making home ownership the fastest-growing financial goal tracked by the study. The findings are part of Home Credit India’s fourth edition…
Can a govt employee switch pension scheme after accepting retirement benefits? SC clarifies
A retired government employee cannot seek to the benefits of a pension scheme different from the one under which they were covered throughout their service and received retirement benefits, the Supreme Court said on Thursday. The ruling came in a case involving a retired professor of the National Institute of Rural Development (NIRD) and his…
Who is a non-audit taxpayer and who isn’t? Why they have different ITR deadlines for AY 2026-27
With the 31 August deadline for non-audit taxpayers for AY 2026-27 now over, the focus shifts to taxpayers whose accounts are subject to tax audit. These taxpayers have more time to file their income tax returns (ITRs), with the deadline set for 31 October 2026. Who are non-audit and audit taxpayers? Siddharth Maurya, Managing Director,…
